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Presented by
Lorraine Normann |
PRICE IMPROVEMENT - DON'T DELAY! Come and build your dream home in the esteemed Conservatory at Hammock Beach, one of Palm Coast’s most sought-after gated golf course communities. This 50x150 homesite offers an incredible rear view overlooking the iconic 8th hole island green of the award-winning Tom Watson–designed golf course. With plenty of room to design a custom residence, you’ll enjoy both privacy and panoramic golf vistas. With optional membership in the Hammock Beach Club, you will enjoy The Conservatory's featured first-class amenities including a stunning clubhouse, fitness center, resort-style pool, and full access to Hammock Beach Resort offering oceanfront golf, dining, and spa experiences. Conveniently located near beaches, shopping, dining, and I-95 for easy access to St. Augustine and Daytona. Don’t miss this opportunity to own one of the most desirable golf view lots in the community!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$139,700
Sales Associate
William Raveis Real Estate
Phone: 914.388.3125
Lorraine.Normann@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $111,760 | $111,760 | $111,760 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $661 | $697 | $906 |
| Total Monthly Payment | $736 | $772 | $981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.