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Presented by
The Del Vecchio Scarano Team |
Rare opportunity to buy a vacant, cleared land-share lot to build your beachside single wide manufactured home in Surfside Estates. This is the only lot share available, they do not come up very often. Surfside Estates is an active 55+ community that is tucked between the Intracoastal Waterway and the Atlantic Ocean. You do not own the land, you do own a share of the community land, your share is the land that your home sits on. There is no lot rent, the low monthly maintenance fee of $220/mo cover cable, Wi-Fi internet, yard care, clubhouse, heated/cooled pool, fitness, library, pool tables, large screen TV, elevator, shuffle board, basketball, fishing docks, kayak launch/storage. There is also a very active social calendar, you can get involved as much or a little as you want, there is always something to do. Bingo, Men's & Woman's cards, Wii-Bowling, water aerobics, line dancing, lunches out, pot luck dinners, Holiday get togethers, karaoke on the roof top deck. Golf cart and pet friendly! The quaint neighboring town of Flagler Beach is just a few minutes down the road, where you will find a variety of shops and restaurants to choose from. Just over the bridge you will find shopping, restaurants, hospitals and doctors. Schedule your appointment to see what this wonderful community has waiting for you to enjoy. If you have thought about building in Surfside Estates and living at the beach, don't miss out on this opportunity!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$95,000
Licensed Real Estate Salespersons
William Raveis Real Estate
Phone: 914.490.1928
TheDelVecchioScaranoTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $76,000 | $76,000 | $76,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $450 | $468 | $616 |
| Total Monthly Payment | $525 | $543 | $691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.