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Presented by
Alliance Team |
New Improved Price! An outstanding opportunity to step into homeownership with this beautifully maintained, move-in ready and spacious one-bedroom co-op, offering the perfect blend of comfort, convenience, and lifestyle. Enjoy an open-concept layout featuring an oversized living room, a dining area with door leading to your private balcony overlooking lush lawns, trees and a peaceful brook, bright kitchen with two pantries, a full hall bathroom, and an oversized bedroom—ideal for relaxing at the end of the day. This unit offers plenty of closet space and comes with a storage unit. The community features a sparkling pool, picnic and barbecue area and meticulously landscaped grounds, creating a peaceful retreat just outside your door. Enjoy easy outdoor access, on-site laundry, and ample parking. Located just minutes from downtown Peekskill, you'll love the proximity to restaurants, shops, Metro-North station (under an hour commute to GCS), major highways, and the scenic Hudson Riverfront Park. This is your chance to enjoy low-maintenance living in one of Westchester’s most vibrant areas. Don’t miss it—make this charming co-op your new home today! An exceptional value for this beautifully maintained unit. Monthly maintenance covers taxes, heat, water, basic cable, and internet—plus the STAR allowance for primary residents. Credit score (Experian)of 775+ & 20% deposit at contract signing. Income requirements-NO EXCEPTIONS. Cash buyer income must be greater than $38, 000 EACH APPLICANT. If getting a mortgage income must be greater than $55, 000 FOR EACH RESIDENT. Buyer must have $15, 000 in bank after the closing and debt to income ratio not to exceed 30%.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$169,000
Sales Associates
William Raveis Real Estate
Phone: 203.537.5288
alliancerealtygroup@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,200 | $135,200 | $135,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $768 | $810 | $1,087 |
| Total Monthly Payment | $843 | $885 | $1,162 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.