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The Otto Appley House - 1657 River Road Step back in time while living fully in the present at this rare grand dame of the Delaware River, the Otto Appley House. Built in 1900 for the Appley family of physicians, this 5BR/2BA, 3, 669 sq ft Colonial Revival residence is individually listed on the National Register of Historic Places. Steeped in history yet thoughtfully modernized, the home embodies the perfect blend of preservation and contemporary comfort. The home's wrap-around porch floats above your own private 500 feet of Delaware River frontage, offering front-row seats to one of the area's most iconic landscapes. Inside, period character meets invisible modernization: gleaming hardwood floors, Andersen divided-light windows, original storm windows, and high-efficiency upgrades like a Navien propane combi-boiler, LG ArtCool ductless mini-splits, and blown-in dense-pack cellulose insulation. Warmth and ambiance flow from two Kozy-Heat gas fireplaces, ensuring three sources of efficient winter comfort. The second floor offers four bedrooms—each with its own sink—plus a smartly configured bath with recirculating hot water. The third floor, reimagined from attic to living space in 2021, now hosts two sound-insulated office suites with in-floor power, ethernet, Velux skylights, and closed-cell spray foam insulation. Beyond the main house, the property boasts a new 2, 000 sq ft climate-controlled garage with 13-foot ceilings, dual EV chargers, and expansive upstairs storage. Outbuildings include a rehabbed well house, a summer kitchen with panoramic eagle's-nest views (plus architectural plans for further expansion), and terraced grounds with an oversized 8-foot fire pit overlooking the river. Whether launching kayaks from your private access, fishing steps from your porch, or floating downriver to Narrowsburg, this property delivers the quintessential Upper Delaware lifestyle. All major systems—from new driveway and drainage to a whole-house Generac generator-have been updated for peace of mind. A rare offering of history, luxury, and riverfront living—just two hours from NYC.
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Our Executive Mortgage Banker:
$997,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $797,600 | $797,600 | $797,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $735 | $735 | $735 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,529 | $4,911 | $6,731 |
| Total Monthly Payment | $5,356 | $5,738 | $7,558 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.