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Welcome home to 106 Magnolia Lane! Located in the desirable Magnolia Pointe community in Pendleton, this charming single story cottage style home offers 3 bedrooms, 2 full bathrooms, and an easy-living layout. Just a short walk to Pendleton’s historic Village Green and a quick drive to Clemson University and I-85, the location is truly unbeatable. As you enter, you’ll find an oversized living and dining room combination designed with cathedral ceilings, a gas log fireplace, and gleaming hardwood floors. This spacious central gathering area provides the perfect setting for entertaining guests or hosting large family events. Off the dining space, enjoy the comfort of a screened-in porch overlooking the backyard. The porch connects to a grilling deck that steps down to an expansive, fully fenced yard; ideal for pets, gardening, or outdoor play! The primary suite features tray ceilings and a fully remodeled tiled ensuite bath, offering a private retreat. Two additional well-sized bedrooms and an updated hall bath provide plenty of room for family, guests, or a home office. A dedicated laundry room ensures everyday convenience. The kitchen is thoughtfully appointed with abundant cabinetry, granite countertops, a large peninsula, double sinks, a gas range, and updated hardware. All appliances convey, making this home truly move-in ready. Additional highlights include all new windows (2020), an attached single-car garage with pull-down access to floored attic storage, and quarterly HOA fees that cover lawn maintenance and streetlights for worry free upkeep. This home has been lovingly maintained and offers a balance of charm, function, and low-maintenance living. Turn-key and ready for its next owner, schedule your tour today!
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 10' 4" x 11' 0" | Main |
| Bedroom3 | 11' 2" x 9' 5" | Main |
| Garage | 11' 0' x 20' 4" | Main |
| HalfBath | 5' 2" x 8' 0" | Main |
| Kitchen | 10' 8" x 9' 10" | Main |
| Laundry | 7' 7" x 5' 2" | Main |
| LivingRoom | 15' 0" x 39' 2" | Main |
| PrimaryBathroom | 5' 2" x 8' 0" | Main |
| PrimaryBedroom | 12' 8" x 14' 4" | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $214,000 | $214,000 | $214,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.443% | 5.648% |
| Monthly Tax Payment | $152 | $152 | $152 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,232 | $1,318 | $1,734 |
| Total Monthly Payment | $1,459 | $1,545 | $1,961 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.