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Experience Lowcountry living in this updated condo located in The Reserve at Old Point in Hanahan, SC. If you've been searching for an affordable way to enjoy the Charleston lifestyle, this is it. Located on the second floor, this unit balances essential modern updates with a relaxed, low-maintenance atmosphere, making it an ideal fit for someone looking to move right in or a landlord seeking a turnkey addition to their portfolio. The interior focuses on durability and style where it counts. You'll find a carpet-free floorplan, paired with a kitchen that has been smartly refreshed with white cabinetry, quartz countertops, and a subway tile backsplash. The layout remains open and efficient, featuring: -- A dedicated dining area with updated lighting. -- A living space anchored by a decorative mantle. -- A bathroom updated with a space-saving barn-door vanity and open shelving. The standout feature of this gated community is the direct access to the water. Whether you are a water-enthusiast or just enjoy the view, the neighborhood provides: -- A private boat ramp and dock with access to a scenic tidal creek. -- A community pool & outdoor lounging area. -- Professional landscaping and lawn care included in the monthly dues, ensuring the grounds stay tidy without any effort on your part. Situated in Hanahan, you are centrally located within the greater Charleston area. Commutes are made easy with quick access to Joint Base Charleston, Boeing, and the airport. Plus you're just a short drive from the shopping, dining, and culture of Downtown Charleston. This condo offers a solid balance of value, location, and community perks. Schedule your showing today to see why this Hanahan gem is a smart move for your next chapter. Disclaimer: The ability to operate a short-term rental in this jurisdiction is subject to local laws and regulations, which may change over time. There is no guarantee that the current permissions or allowances for short-term rentals will remain in effect in the future. Prospective buyers are encouraged to conduct their own due diligence regarding the current and future status of short-term rental regulations.
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Our Executive Mortgage Banker:
$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $882 | $904 | $1,189 |
| Total Monthly Payment | $957 | $979 | $1,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.