|
*Seller to pay $5, 000 toward buyers closing costs with an acceptable offer. * This home is conveniently located in Byrnes Down. You can walk to just about anywhere from this wonderful home even to downtown Charleston. Close to grocery stores, restaurants near Avondale, churches and parks. As you approach, notice the landscaped yard, an arch with a stone pathway, and a welcoming front porch. Enter through the family room, featuring hardwood flooring, plantation shutters, and crown molding, and continue through a large doorway into the dining room. The kitchen offers granite counters, a deep undermount sink, a tile backsplash, and replaced cabinets with a display area, as well as stainless appliances, including a smooth-top stove, a built-in microwave, and a dishwasher. The primary bedroom features a spectacular light fixture, hardwood flooring, crown molding, and a smooth ceiling, while the primary bathroom includes a marble countertop, tile flooring, and a five-foot walk-in shower with tile. Two additional bedrooms feature hardwood flooring. The addition to the kitchen, with tile flooring and crown molding, can serve as a mudroom, utility room, or office. The hall bathroom offers a tub and shower combination, original tile, and wainscoting, and the laundry room includes built-in shelves and tile flooring. Step out to the backyard to find a large patio, perfect for grilling and enjoying the outdoors. Additional features include gutters, replaced windows, HVAC, and ductwork replaced in 2020, a roof replaced in 2017, and paid-off solar panels. There are several fruit bearing trees including blueberry, kiwi, tangerine, fig, and loquat trees that bear fruit. Also bay leaf tree and several camelia varieties. Two available street parking spots at the front of the home on the grass along with a long driveway that can park a number of cars. The location is close to beaches, shopping, restaurants, and all the amenities downtown has to offer. MUSC is less than 3 miles. The College of Charleston is just over 3 miles. It is located along the West Ashley Greenway. An eight-mile-long walking and bike trail connects to other neighborhoods. Construction has started on the pedestrian bridge spanning the Ashley River. The property is not in a required flood zone.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$675,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,109 | $3,234 | $4,306 |
| Total Monthly Payment | $3,201 | $3,326 | $4,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.