253 Ridgewind Dr, Saint Augustine, FL, 32092 | $499,999

Save Big: Receive a 1% lender credit (based on loan amount) toward closing costs or rate buy-down. Ask for details! Welcome to this stunning 4-bedroom, 2 bath home with a private office, built in 2022 and perfectly situated on a desirable waterview corner lot in the highly sought-after Shearwater community of St. Augustine. Offering both style and function, this residence combines modern design with everyday comfort. From the moment you arrive, you’ll notice the beautiful curb appeal and tranquil waterviews, all enhanced by HOA-maintained landscaping that keeps the surroundings lush and low-maintenance. Step inside to a bright, open floor plan where the living room, dining area, and kitchen flow effortlessly together perfect for hosting or relaxing with family. The kitchen is a true highlight, featuring stainless steel appliances, abundant storage, and gas stove. The spacious primary suite offers a peaceful retreat, complete with a spa-inspired bath including dual sinks, a soaking tub, and separate shower. Additional touches throughout the home include a tankless water heater and enhanced laundry room storage. Life in Shearwater is designed for those who love to stay active and connected. Residents enjoy RESORT STYLE AMMENITIES such as a LAZY RIVER, LAGOON-STYLE POOL, three-story WATERSLIDE, and dedicated LAP POOL. The FITNESS CENTER offers everything from weight training to yoga, while tennis enthusiasts can play on FOUR CLAY TENNIS COURTS, including one with stadium seating. KAYAK access to TROUT CREEK which opens to ST. JOHNS RIVER and over 15 miles of SCENIC AND BIKE TRAILS add even more opportunities for outdoor fun. Families will appreciate access TOP RATED SCHOOLS in St. Johns County, including Trout Creek Academy (K–8) and Beachside High School. With convenient access to both Jacksonville and historic downtown St. Augustine, plus plenty of shopping and dining nearby, this home offers the perfect balance of comfort, community, and location.

Features

  • Amenities: Clubhouse,Exercise,Community Pool Unheated,Tennis,Other-See Remarks,Sidewalk,Street Lights
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 6970
  • Style: Single Family Home
  • Year Built: 2022
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,866
  • Acreage: 0.16
  • Lot Size: 6970
  • Est. Taxes: $7,561
  • HOA Fee: $236
  • Lot Desc: Lake View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: Trout Creek Academy
  • High School: Beachside
  • MLS#: 255296
  • Days on Market: 129 days
  • Website: https://www.raveis.com
    /prop/255296/253ridgewinddr_saintaugustine_fl?source=qrflyer
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Listing courtesy of eXp Realty

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

253 Ridgewind Dr, Saint Augustine, FL, 32092

$499,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,999 $399,999 $399,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $630 $630 $630
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,271 $2,396 $3,216
Total Monthly Payment $2,976 $3,101 $3,921

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.