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Less than 7 miles from the Beach! Welcome to your Florida retreat, located in a desirable X Flood Zone, no flood insurance required! This beautifully maintained home offers a generous layout and a long list of updates, making it move-in ready and perfect for full-time living, seasonal stays, or rental income. The HOME FEATURES: 2 bedrooms and 2 full bathrooms, living room + family room + dining room + dinette, an expansive interior laundry room with utility sink & extra shelving, 10' x 21' Florida Room (not included in A/C square footage), 2-car garage + 6' x 8' backyard shed, fully fenced backyard with an extended concrete patio and plenty of closet space throughout. SELLER UPDATES: Luxury vinyl plank flooring in bedrooms and main living areas, vanity in guest bath, updated light fixtures and kitchen lighting, screens in Florida room, A/C unit, renovated primary bathroom, stainless steel refrigerator, washer & dryer, water heater, roof & gutters, interior and exterior paint, backyard fence and patio addition. The primary suite boasts a massive walk-in closet, and you'll find linen closets in both bathrooms, two closets in the foyer, a pantry in the kitchen, and even more storage in the laundry room. With three distinct living areas, living room, family room, and enclosed Florida room, there's plenty of space to entertain or unwind. Located in a quiet, friendly neighborhood, this home is being sold fully furnished, just bring your toothbrush and start enjoying the Florida lifestyle! Don't wait, schedule your showing today and make this coastal gem yours! County records show the home as 3 bedroom.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,920 | $239,920 | $239,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $445 | $445 | $445 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,381 | $1,458 | $1,944 |
| Total Monthly Payment | $1,900 | $1,977 | $2,463 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.