505 CINNAMON BEACH LANE, Palm Coast, FL, 32137 | $1,491,000

Experience the ultimate Florida coastal lifestyle in this three-story beachside retreat located directly across from the Atlantic Ocean. With ocean breezes, easy beach access just steps away, and a proven vacation rental history, this 4-bedroom, 3 full bath, 2 half bath home offers the perfect balance of private escape and investment potential.

The first floor features two guest bedrooms joined by a Jack-and-Jill bath, a guest den, and a dedicated home office that easily converts to a fourth bedroom. An oversized covered patio and outdoor shower make beach days effortless. An elevator provides easy access to all three levels.

The heart of the home is an open-concept island kitchen with granite countertops flanked by two elegant chandeliers, custom cabinetry, and a large dining area perfect for entertaining. The living room is accented by wood-inset ceilings, coastal-themed décor, and warm wood-look tile floors, creating a refined yet relaxed atmosphere. Three sets of French doors open to a wide balcony that welcomes in the salty breeze. The primary suite is privately tucked away, featuring a tray ceiling with wood detail, a spacious walk-in closet, and a spa-style bathroom with dual vanities and an oversized glass-enclosed shower. For convenience, the laundry room is located on this level as well.


Designed for both privacy and entertaining, the enclosed courtyard pool and hot tub are complemented by a large outdoor lounge with oversized sofas, a grilling station, and a fireplace. Whether hosting friends for dinner, watching the game on the outdoor TV, or enjoying a quiet night by the fire, this resort-style space is truly the centerpiece of the home.

Third Level – Private Guest Suite & Balcony. The top floor offers a guest suite with a private full bath, wet bar, and direct access to its own private balcony—perfect for taking in coastal views and enjoying a morning coffee or evening cocktail.

This exclusive gated community provides 24-hour security and a suite of amenities, including a fitness center, two pools (one oceanfront, one lakefront), a café, teen’s club room, and an adult club room.

With 3, 231 square feet of beautifully designed living space, 4 bedrooms, 3 full baths, 2 half baths, an elevator, and a rare mix of privacy and resort-style features, this property offers the very best of beachside living—just steps from the sand.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Golf Course, Pool, Recreation Facilities, Security
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Laundry: Laundry Room
  • Year Built: 2012
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,231
  • Acreage: 0.14
  • Est. Taxes: $15,203
  • HOA Fee: $510 Quarterly
  • Lot Desc: Corner Lot
  • Pool: In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave
  • MLS#: FC312708
  • Days on Market: 161 days
  • Website: https://www.raveis.com
    /eprop/FC312708/505cinnamonbeachlane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/23/2026 6:47:07 PM)
Listing courtesy of HAMMOCK REAL ESTATE GROUP   Phone: 386-246-9934

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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505 CINNAMON BEACH LANE, Palm Coast, FL, 32137

$1,491,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,192,800 $1,192,800 $1,192,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.750% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 5.858% 5.806%
Monthly Tax Payment $1,267 $1,267 $1,267
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,587 $6,961 $9,825
Total Monthly Payment $7,979 $8,353 $11,217

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.