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Experience the ultimate Florida coastal lifestyle in this three-story beachside retreat located directly across from the Atlantic Ocean. With ocean breezes, easy beach access just steps away, and a proven vacation rental history through Cinnamon Beach Vacations, this 4-bedroom, 3 full bath, 2 half bath home offers the perfect balance of private escape and investment potential.
The first floor features two guest bedrooms joined by a Jack-and-Jill bath, a guest den, and a dedicated home office that could easily converted to an additional bedroom. An oversized covered patio and outdoor shower make beach days effortless. An elevator provides easy access to all three levels.
The heart of the home is an open-concept island kitchen with granite countertops flanked by two elegant chandeliers, custom cabinetry, and a large dining area perfect for entertaining. The living room is accented by wood-inset ceilings, coastal-themed décor, and warm wood-look tile floors, creating a refined yet relaxed atmosphere. Three sets of French doors open to a wide balcony that welcomes in the salty breeze. The primary suite is privately tucked away, featuring a tray ceiling with wood detail, a spacious walk-in closet, and a spa-style bathroom with dual vanities and an oversized glass-enclosed shower. For convenience, the laundry room is located on this level as well.
Designed for both privacy and entertaining, the enclosed courtyard pool and hot tub are complemented by a large outdoor lounge with oversized sofas, a grilling station, and a fireplace. Whether hosting friends for dinner, watching the game on the outdoor TV, or enjoying a quiet night by the fire, this resort-style space is truly the centerpiece of the home.
Third Level – Private Guest Suite & Balcony. The top floor offers a guest suite with a private full bath, wet bar, and direct access to its own private balcony—perfect for taking in coastal views and enjoying a morning coffee or evening cocktail.
The Cinnamon Beach community was designed to feel like a private coastal retreat, offering exceptional amenities within easy walking distance. Owners and guests enjoy two resort-style pools — an oceanfront pool and a lakeside zero-entry pool, along with hot tubs, a children’s splash park, clubhouse, fitness center, an adult lounge area and a kid's game room that create a true vacation atmosphere year-round. There is a cafe located at the lakeside pool that offers lunch bites and poolside beverage service.
Cinnamon Beach is part of the larger Ocean Hammock coastal enclave, known for its quiet streets, scenic lakes, and proximity to championship golf. The renowned Jack Nicklaus Signature Ocean Course at Hammock Beach Resort is just minutes away, offering spectacular oceanfront golf and additional resort experiences for those who choose to join the club.
Beyond the gates, residents enjoy the best of Northeast Florida living. The community sits just 20 minutes from historic St. Augustine, 30 minutes from Daytona Beach, and roughly an hour from Orlando, making it an ideal home base for both quiet coastal living and easy access to world-class dining, culture, and entertainment.
With its private beach access, resort-style amenities, and peaceful coastal setting, this home is situated in one of the most desirable neighborhoods along Florida’s Atlantic coast — a place where everyday living feels like a vacation.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,491,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,192,800 | $1,192,800 | $1,192,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.235% | 6.183% |
| Monthly Tax Payment | $1,267 | $1,267 | $1,267 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,961 | $7,248 | $10,066 |
| Total Monthly Payment | $8,353 | $8,640 | $11,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.