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Fantastic Opportunity To Enjoy Easy, Carefree & Maintenance Free One Level Living In This Light & Bright, Spacious Ranch Style Coop (With Nobody Above & It Is A Corner Unit With Windows On Three Sides) - Perfect For First Time Buyers Or Retirees In The Lovely "Picasso Way Owners" Community Close To Artist Lake, Shopping, Longwood Library & Cathedral Pines County Park In Middle Island! Perfectly Located In A Small Courtyard With Parking Right Outside Your Door, Within A Larger Cul De Sac Street With No Through Traffic, The Spacious Open Floorplan Offers Soooo Much Potential Plus The Entire Coop Has Just Been Freshly Painted In A Lovely Warm & Inviting Linen White Color And All The Carpeting Has Been Professionally Cleaned. . . A Sun Filled (Southern Exposure) Formal Entrance Foyer Offers New Luxury Vinyl Plank Flooring, A Double Sized Coat Closet, And Opens Into The Living Room. . . The Large Living Room Offers Light & Bright, Neutral Decor, A Large Four Pane Window For Natural Light, Ample Room For A Large Living Room Set/Furniture, And The Living Room Opens Into The Large Dining Room/Dinette Area & Into The Kitchen. The Large Open Dining Room/Dinette Area & Kitchen Offers Ample Room For A Large Dining Room Set (Dining Room Table, Chairs & China Cabinet/Hutch, Or A Large Kitchen Table & Chairs), Light & Bright Neutral Freshly Painted Decor, And The Kitchen Offers Three Walls Of Wood Cabinetry, Ample Counter/Serving Space, A Large Window Overlooking The Backyard & A Gas Stove (Appliances Are As-Is). Off Of The Living Room Is A Wonderful Den/Sitting Room (Also Perfect For A Home Office Or Possible Second Bedroom/Nursery), With A Large Window For Natural Light & Sliding Doors To A Patio & The Backyard. The Well Sized, Comfortable Primary Bedroom Offers All Freshly Painted, Light & Bright Neutral Decor, A Full Wall Closet (With Access To The Attic), Double Window For Natural Light And Ample Room For A Large Bedroom Set/Furniture, The Full Bathroom Offers New Luxury Vinyl Plank Flooring, A Newly Glazed Bathtub With All Ceramic Tiled Walls/Tub Surround & New Lighting Fixture, And Off Of The Dining Room Is A Utility Room/Laundry Room With A Ten Year Old Amana Natural Gas Heating System & Central Air Conditioning System, Four Year Old Rheem Hot Water Heater & A New Hookup For A Washer & Dryer (All Just Serviced August 2025). . . Enjoy The Wonderful Community Amenities - Clubhouse, Large Outdoor In Ground Pool, Tennis Courts & Playground, Canoe Or Kayak In Artist Lake, And Enjoy A Carefree Lifestyle With Exterior Maintenance (Snow Removal & Lawn Care) Done By The Homeowners Association. Monthly Maintenance Fee Is $845. 00 Which Includes Taxes, Water & Garbage Removal. Purchase Requires Coop Board Approval With A Minimum Down Payment of 15% & Pets Allowed With Board Approval.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$199,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $159,920 | $159,920 | $159,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $883 | $946 | $1,275 |
| Total Monthly Payment | $958 | $1,021 | $1,350 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.