27 Spruce Street, Lake Peekskill, NY, 10537 | $600,000

Welcome to 27 Spruce Street in the desirable Lake Peekskill community! This charming 2-bedroom, 2 full-bath. Home offers nearly 1, 500 sq. ft. of living space with a first-floor bedroom and a flexible office/guest room. The inviting layout includes a spacious living room, updated kitchen, and dining area with sliding glass doors to a gated backyard oasis featuring a patio and hot tub. Outdoors, enjoy a custom-built shed, garage, and driveway parking for 3–4 cars plus extra space near the shed. Perfect for entertaining or relaxing, the property provides plenty of room inside and out. As a resident, you’ll have Lake Peekskill rights, giving access to private beaches, boating, swimming, and year-round community fun. Conveniently located near hiking trails, scenic parks, shopping, dining, and the Hudson River, with easy access to the Taconic Parkway and Peekskill Metro-North station. Whether a weekend retreat or year-round residence, this home offers charm, space, and lake living at its best!

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Washer Hookup
  • Style: Cape Cod
  • Year Built: 1935
  • Garage: 1-car
  • Heating: Baseboard
  • Cooling: Multi Units, Wall/Window Unit(s)
  • Basement: Partially Finished
  • Approx Sq. Feet: 1,493
  • Acreage: 0.4
  • Est. Taxes: $7,687
  • Elem. School: Putnam Valley Elementary School
  • Middle School: Putnam Valley Middle School
  • High School: Putnam Valley High School
  • School District: Putnam Valley
  • Appliances: Convection Oven, Dishwasher, Dryer, Gas Cooktop, Gas Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 912735
  • Days on Market: 156 days
  • Website: https://www.raveis.com
    /prop/912735/27sprucestreet_lakepeekskill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Natuzza Dimasi - Natuzza's TeamSales Associate

203.715.3500

Natuzza.Dimasi@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

27 Spruce Street, Lake Peekskill, NY, 10537

$600,000

Natuzza Dimasi - Natuzza's Team

Sales Associate

William Raveis Real Estate

Phone: 203.715.3500

Natuzza.Dimasi@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $480,000 $480,000 $480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $641 $641 $641
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,651 $2,839 $3,827
Total Monthly Payment $3,384 $3,572 $4,560

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.