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VA ASSUMABLE MORTGAGE. Looking for your piece of Florida paradise? Well here it is!! Check out this beautiful oasis nestled alongside the Withlacoochee River. Fish or kayak right from your backyard canal, which is less than 500 ft from the main river. The world slows down the moment you step onto the property. It feels like a private retreat tucked away from the noise and demands of everyday life, yet the comfort of convenience is never far. You’re only a couple miles from town, where shops, dining, and community events are easily within reach. This home offers a 2024 roof and a 2023 HVAC, recent updates to the kitchen and bath and beautiful flooring throughout. The functional layout is open and airy with 2 spacious bedrooms and inside laundry. The entrance foyer also doubles as a great office or sitting area to enjoy your favorite book. The spacious porch that spans the length of the home is an area dreams are made of. Overlooking the back yard to the water and trees beyond sets the tone for any get together or just quiet moments of reflection. Whether you're looking for your next home, a seasonal home or an income producing AirBnB/VRBO, this is the place for you. It's ready for it's next lucky owner to just come and enjoy everything about it. Call me for a tour. I love showing this place off! (The water in the river is very low currently. I've added photos of the home when the river is at normal level for reference. )
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$279,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $223,920 | $223,920 | $223,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $143 | $143 | $143 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,341 | $1,397 | $1,845 |
| Total Monthly Payment | $1,559 | $1,615 | $2,063 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.