322 Valley Oak Drive, Belton, SC, 29627 | $475,000

Spacious, Stylish, and Exceptionally Versatile. Your Next Home Awaits. Welcome to this beautifully maintained 5-bedroom, 3. 5-bathroom home, offering just under 3, 000 square feet of thoughtfully designed living space on a generous ¾-acre lot in a desirable Anderson County location. Also, enjoy the features and convenience of the Anderson Jockey Lot and Farmers Market very nearby. Step inside to discover a flexible and functional floor plan, complete with a main-level office ideal for working from home, managing a household, or creating a quiet retreat. At the heart of the home is a large, open-concept kitchen designed to impress. Featuring abundant cabinetry, expansive countertops, and a generous island, this kitchen is perfect for everything from casual weeknight dinners to weekend entertaining. The kitchen opens seamlessly to the main living and dining areas, creating a welcoming space filled with natural light and ideal flow for gatherings. The primary suite is a true highlight, offering a spacious en suite bathroom and dual oversized walk-in closets that provide ample storage. Upstairs, you'll find three additional large bedrooms, plus a flexible fifth room that can serve as a guest bedroom, media room, playroom, or fitness area. Set on nearly ¾ of an acre, the exterior offers endless opportunities for outdoor enjoyment whether it’s hosting friends, gardening, or relaxing in privacy. This home combines space, comfort, and modern style in one exceptional package. Schedule your private tour today and discover the perfect blend of functionality and charm.

Features

  • Amenities: Common Areas, Street Lights
  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: 2nd Floor, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Craftsman
  • Year Built: 2021
  • Garage: 2-car Attached
  • Heating: Forced Air, Natural Gas
  • Cooling: Central Air
  • Basement: None
  • Acreage: 0.69
  • Est. Taxes: $2,218
  • HOA Fee: $300 Annually
  • Lot Desc: 1/2 - Acre, Sprklr In Grnd-Full Yard
  • Elem. School: Cedar Grove
  • Middle School: Palmetto
  • High School: Palmetto
  • Appliances: Gas Cooktop, Dishwasher, Self Cleaning Oven, Oven, Electric Oven, Microwave, Tankless Water Heater
  • MLS#: 1569323
  • Days on Market: 148 days
  • Website: https://www.raveis.com
    /prop/1569323/322valleyoakdrive_belton_sc?source=qrflyer
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Listing courtesy of Distinguished Realty of SC   Phone: 864-818-7653

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

322 Valley Oak Drive, Belton, SC, 29627

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.178% 5.541%
Monthly Tax Payment $185 $185 $185
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,098 $2,278 $3,055
Total Monthly Payment $2,358 $2,538 $3,315

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.