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This listing offers a unique opportunity with THREE parcels in total: 28 Sunrise Trail – a 2-bedroom cottage, 30 Sunrise Trail – a 1-bedroom cottage, and a vacant residential lot located directly across the street. Each home sits on its own lot with separate private driveways and yards, while sharing a common well and septic system. Both cottages have undergone approximately 80% renovation, including new flooring, sheetrock, tile work, kitchen cabinetry, light fixtures, paint, and more. They still require some miscellaneous items, electrical work and kitchen appliances. A tremendous amount of work has already been completed, making this a perfect opportunity for someone ready to finish the project. These properties are being sold as-is and are priced to sell. Financing options are limited — cash or rehab loans only. Live in one home and rent the other, enjoy this excellent investment potential, and take advantage of the additional lot for a garage, additional home or added value. Located on a quiet private trail just minutes from the charming Village of Wurtsboro, with its shops, restaurants, and easy access to Route 17. Outdoor enthusiasts will love the nearby wineries, hiking trails, and all the natural beauty the Catskills have to offer. Don’t miss this rare chance to own two homes plus an extra lot in one package!
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Our Executive Mortgage Banker:
Our Insurance Division:
$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $200,000 | $200,000 | $200,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $336 | $336 | $336 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,167 | $1,215 | $1,621 |
| Total Monthly Payment | $1,578 | $1,626 | $2,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.