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1 HORNE ROAD, Bartow, FL, 33830 | $734,999
Welcome to 1 Horne Road in Bartow, FL — a fully remodeled lakefront retreat blending modern upgrades with timeless charm. Nestled on 2. 49 acres with 90 feet of frontage on Star Lake, this home offers peaceful water views, privacy, and the rare benefit of being the only residence on the road. The county maintains the road, adding convenience and peace of mind.
Step inside to discover 4 bedrooms, 3 bathrooms, and over 3, 300 sq. ft. of thoughtfully designed living space. Fresh paint inside and out, new crown molding, updated windows, a new front door, and brand-new ductwork give the home a crisp, move-in ready feel. The master suite has been completely redesigned with a beautifully remodeled bedroom for your comfort. One of the other bedrooms serves as a secondary primary with its own private bathroom, perfect for guests or multi-generational living.
The exterior has been just as carefully updated with a new metal roof (with a 3-year transferable workmanship warranty and transferable roof warranty), new soffit and fascia, fresh stucco, and a new pole barn. The former carport has been enclosed to create a functional garage, adding storage and practicality. A 3-year-old well provides reliable water service, rounding out the list of thoughtful updates.
Bring all your animals — the land is already home to chickens, pigs, and goats, making it ideal for hobby farming or country living.
With no HOA and a setting that balances modern convenience with rural charm, this property is perfect for those seeking serenity, space, and exclusivity.
Features
- Rooms: 9
- Bedrooms: 4
- Baths: 3 full
- Laundry: In Garage
- Year Built: 1955
- Garage: 2-car Boat, Covered, Driveway, Garage Faces Side, Golf Cart Parking, Ground Level, Guest
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,380
- Acreage: 2.49
- Est. Taxes: $4,831
- Lot Desc: Farm, In County, Oversized Lot, Private, Sloped, Street Dead-End, Unincorporated
- View: Trees/Woods, Water
- Appliances: Built-In Oven, Cooktop, Dishwasher, Refrigerator
- MLS#: L4955830
- Days on Market: 101 days
- Website: https://www.raveis.com
/prop/L4955830/1horneroad_bartow_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS REALTY SMART 1 Phone: 863-508-3000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1 HORNE ROAD, Bartow, FL, 33830
$734,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $587,999 | $587,999 | $587,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $403 | $403 | $403 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,339 | $3,522 | $4,688 |
| Total Monthly Payment | $3,834 | $4,017 | $5,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388