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Presented by
The Gulino Team |
Welcome to the Kirk Lake Community of Mahopac, conveniently located just 0. 5 miles from Putnam Golf Course, Red Mills Pub & Deli, and various parks and amenities including Sycamore Park and Town of Carmel Recreation. The basement of this property was elegantly renovated in 2018, featuring a brand-new bathroom with a walk-in shower, separate entrance, separate parking, and a charming walkway adorned with new pavers. The sale of the property also includes a beautiful outdoor shed. The 4-bedroom unit on the main level boasts a country kitchen that leads to a spacious Trex deck overlooking the expansive backyard. The property is adorned with a shed and mature landscaping. The living room showcases a Bay window, hardwood floors, and the primary bedroom includes a private 1/2 bath with new fixtures installed in 2024. The lower level (basement) offers a shared laundry area, utility room, and ample dry storage space. Recent upgrades to the property include a new septic field system with distribution boxes installed in April 2023, as well as a brand-new well pump with all new copper plumbing and filter installed in September 2025. Additionally, a Master Water 1054 Tank with a capacity of 1. 5 cu. Softener 2025, small In-Line whole house sediment filter to remove sediment. Oil tank above ground, new tank replaced 2024.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$689,000
Sales Associates
William Raveis Real Estate
Phone: 860.655.7004
Santo.Gulino@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $551,200 | $551,200 | $551,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $1,132 | $1,132 | $1,132 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,394 | $3,480 | $4,577 |
| Total Monthly Payment | $4,618 | $4,704 | $5,801 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.