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New construction meets Vermont lake views at this thoughtfully designed 3-bedroom, 3-bath colonial in St. Albans Town. Set on nearly a half-acre lot, this home blends classic style with modern comfort. The open-concept first floor showcases luxury vinyl plank flooring, abundant natural light, and a spacious kitchen featuring an oversized island, quartz countertops, and warm natural wood cabinetry—perfect for both casual meals and entertaining. A welcoming dining area flows seamlessly to the living room and out to the back deck for effortless indoor–outdoor living. Upstairs, the private primary suite impresses with a vaulted ceiling, large walk-in closet, and an en-suite bath. Two additional bedrooms and a second full bath complete the upper level. The second floor also boasts an unfinished bonus area awaiting the new owner’s personal touch, providing the opportunity for approximately 274 additional square feet of above-grade living space. A full insulated basement offers excellent storage or future expansion options as well, while a two-car attached garage provides convenience year-round. Energy-efficient construction with an appliance package offered. Enjoy beautiful glimpses of Lake Champlain from the property and quick access to the public boat launch just down the road. Hathaway Point is minutes from Bayside Pavilion, St. Albans Bay, and vibrant downtown St. Albans amenities.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 2/14/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,576 | $2,755 | $3,668 |
| Total Monthly Payment | $2,668 | $2,847 | $3,760 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.