95045 SHURWALL Lane, Fernandina Beach, FL, 32034 | $2,350,000

Calling all boating enthusiasts! Custom-built pool home on deepwater with long easterly views and coastal breezes overlooking Alligator Creek, Nassau River, and marshlands stretching to Amelia Island. Gated and fully fenced property is over an acre with sweeping live oaks, palms, citrus trees, and lush landscaping. Designed by renowned architect Michael Stauffer, the home features an open kitchen and vaulted great room, American cherry floors, 4 bedroom split floor plan with spacious primary suite with fireplace, walk-in closets. On the opposite side of the home are two bedrooms with Jack & Jill bath. Enjoy the elevated screened porch, expansive heated pool and spa (added 2024), and a huge garage with storage for all your water toys. Covered boathouse with new roof and floating dock. Whole house generator. Extensive landscape lighting throughout the property. Stunning at night!! Exterior painted this year.

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 150x261x150x339
  • Year Built: 2011
  • Garage: 3-car
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,117
  • Acreage: 1.16
  • Lot Size: 150x261x150x339
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear, Wooded
  • View: River
  • Water Front: Yes
  • Pool: In Ground, Salt Water
  • Appliances: Dishwasher, Dryer, Electric Oven, Gas Range, Gas Water Heater, Tankless Water Heater, Washer, Water Softener Owned
  • MLS#: 2108531
  • Days on Market: 87 days
  • Website: https://www.raveis.com
    /eprop/2108531/95045shurwalllane_fernandinabeach_fl?source=qrflyer
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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

95045 SHURWALL Lane, Fernandina Beach, FL, 32034

$2,350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,880,000 $1,880,000 $1,880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $10,822 $11,272 $15,612
Total Monthly Payment $10,947 $11,397 $15,737

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.