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Kiawah Island beckons! If you've been dreaming of owning a single family home on Kiawah Island, now is your chance. 731 Virginia Rail Rd. is a private oasis, nestled among the trees and overlooking the 5th fairway of the Osprey Point Golf Course. The 2, 733 square foot home is designed for luxury living with three spacious bedrooms, each with their own ensuite bathroom, a formal living room overlooking the golf course, a comfortable, sundrenched den adjacent to the large kitchen, a dining area full of light, and a separate sitting area for quiet afternoon retreats. The screened porch and back deck look over the peaceful, lush fairway. All the living space is on one, single level, and the home's thoughtful design provides outstanding flow and easy access to each part ofthe home. The large and luxurious primary suite sits on one side of the home, with generous living space (living room, den, kitchen, dining room, sitting room) cushioning the primary suite from the two other bedroom suites. High ceilings (14' throughout) and plentiful sunlight add to the home's charm and livability. Entertaining in this home is a breeze as guests can gather in the kitchen, den, living room, or screened porch and deck. The location of this home is one of its special features. Virginia Rail Rd. sits at the end of Glossy Ibis Ln. in Vanderhorst Plantation and hosts a small cluster of homes. 731 Virginia Rail Rd. is positioned at the rear of the cul-de-sac. There is no through traffic in this secluded spot on Kiawah Island, so long walks and bike rides are peaceful and hassle-free. In fact, the beach is just a 5-minute bike ride from the home. An added bonus - the house is in superb condition and is low maintenance. The homeowners have made significant upgrades to this residence. With an eye for detail and design, the current owners have updated the home, which has never been a rental unit. The original owners were part-time residents for nineteen years after the house was built in 1994. All new Visual Comfort" light fixtures were installed throughout the home, and the two ensuite guest bathrooms were redone this summer. The exterior of the home was painted in the early summer of 2025, and the back decks were stained at the same time. A listing of all recent improvements to the home is available. 731 Virginia Rail is an exceptional home. In a superb location and offering the best of upscale island living with easy access to beaches and island amenities, this minimal maintenance property is a hidden gem, literally and figuratively. Come see for yourself.
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Our Executive Mortgage Banker:
$2,475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,980,000 | $1,980,000 | $1,980,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.229% | 6.007% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,242 | $11,712 | $16,442 |
| Total Monthly Payment | $11,367 | $11,837 | $16,567 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.