2615 HICKORY TREE ROAD, St. Cloud, FL, 34772 | $390,000

NEW PRICE IMPROVEMENT! Rare Lakefront Opportunity on Live Oak Lake – 1. 15 Acres | 161 Feet of Direct Lake Frontage | No Monthly HOA Fees | Possible Lot-Split Opportunity!

Bring your vision and your builder—this oversized 1. 15-acre LAKEFRONT LOT on the peaceful and private ski lake of Live Oak Lake is the perfect canvas for your dream home! Nestled among an exclusive community of lakefront estates, with 161 feet of direct frontage and sweeping east-facing WATERFRONT views, you’ll enjoy spectacular sunrises over the lake, endless recreational possibilities, and the freedom that comes with owning more than an acre of lakefront paradise, with NO monthly HOA fees!

The generous lot dimensions (283 x 257 x 248 x 161 feet) provide ample room to design a custom residence complete with a resort-style pool, detached garage, boathouse, dock, or workshop—whatever fits your lifestyle. Neighboring million-dollar lakefront homes and lush natural shoreline truly make this lakefront oasis the ideal place to live out your "lake life!" Imagine mornings spent boating, fishing, or paddleboarding, followed by afternoons relaxing in your private lakefront retreat. Live Oak Lake is a 384-acre PRIVATE lake—a rare Central Florida gem—offering recreational boating and sport fishing in a tranquil setting. Zoned RS-1 for single-family use, the property may even offer the potential to SPLIT THE LOT (confirm with the City of St. Cloud)!

Location is everything: this lot is just 5 minutes from charming Downtown St. Cloud, known for its brick streets, local shops, brewery, dining, and quaint lakefront park with beach, marina and restaurant. You’ll also be just 20 minutes from Orlando International Airport and Lake Nona Medical City, only 45 minutes from Downtown Orlando, and within easy reach of world-famous theme parks, attractions and beaches!

Don’t miss this chance to secure one of the few remaining oversized lakefront lots in Central Florida—start planning your lakefront dream today at 2615 Hickory Tree Road!

Features

  • Lot Size: 283 x 248 x 161 x 257
  • Lot Desc: Cleared, Oversized Lot, Room For Pool
  • View: Water
  • Elem. School: Hickory Tree Elem
  • Middle School: St. Cloud Middle (6-8)
  • High School: Harmony High
  • Pet Policy: Yes
  • MLS#: O6340804
  • Days on Market: 111 days
  • Website: https://www.raveis.com
    /prop/O6340804/2615hickorytreeroad_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/16/2026 12:25:40 AM)
Listing courtesy of GILKEY REAL ESTATE   Phone: 407-712-3111

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2615 HICKORY TREE ROAD, St. Cloud, FL, 34772

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,846 $1,921 $2,529
Total Monthly Payment $1,921 $1,996 $2,604

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.