399 Elm St, East Longmeadow, MA, 01028 | $369,900
This diamond in the rough could be your next dream home! Lovingly constructed in 1953 this home was built with entertaining in mind. The kitchen has plenty of cabinets, a large pantry closet and center island. The large dining space will accommodate a large group and makes socializing easy. Generous living room with picture window and a fireplace for cozy evenings. Wood flooring throughout except for the sunroom. Two large bedrooms with generous closets and a huge main closet off the living room for storage. Entering from the garage is a large storage closet making grocery storage easy. Lots of fun was had in this basement! Pine paneled rec room with a fireplace, bar area, built in seating/storage. The working area has a hairdressers sink, laundry and a large area for a workshop or storage. Back upstairs the sunroom looks out over a deck and parklike yard. It may be possible to divide this lot. Buyer to do due diligence.
Features
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Golf, Medical Facility, Laundromat, Bike Path, Conservation Area, Private School, Public School, University
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full
- Laundry: In Basement, Electric Dryer Hookup, Washer Hookup
- Style: Ranch
- Year Built: 1953
- Garage: 1-car Attached
- Basement: Full, Partially Finished, Interior Entry, Concrete
- Approx Sq. Feet: 1,579
- Acreage: 2.9
- Est. Taxes: $5,834
- Lot Desc: Corner Lot, Level
- Pool: In Ground
- Appliances: Water Heater, Tankless Water Heater, Range, Dishwasher, Refrigerator, Washer, Dryer
- MLS#: 73387314
- Website: https://www.raveis.com
/prop/73387314/399elmst_eastlongmeadow_ma?source=qrflyer
Listing by Debra A. Pysz courtesy of Keller Williams Realty
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Closet, Flooring - Wood | 10.0 x 13.0 | First |
| Dining Room | Flooring - Wall to Wall Carpet, Flooring - Wood | 12.0 x 10.0 | First |
| Kitchen | Closet, Flooring - Vinyl, Kitchen Island, Lighting - Pendant, Lighting - Overhead | 18.0 x 10.0 | First |
| Living Room | Closet, Flooring - Wall to Wall Carpet, Flooring - Wood, Exterior Access, Lighting - Overhead | 20.0 x 13.0 | First |
| Master Bedroom | Ceiling Fan(s), Closet, Flooring - Wood | 14.0 x 13.0 | First |
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
399 Elm St, East Longmeadow, MA, 01028
$369,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $295,920 | $295,920 | $295,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $486 | $486 | $486 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,798 | $2,398 |
| Total Monthly Payment | $2,288 | $2,359 | $2,959 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630