|
This is it! You have found what your looking for! Well maintained 3 Bedroom, 2 Full Bath Ranch with 2 Car Garage. Front Porch and Rear Patio. Great location in the heart of Stony Brook yet nestled in a very private, partially fenced yard, with mature, well-maintained perennial gardens, including terraced landscaped beds along the back and side yards, enclosing you in your own retreat away from it all! The original ranch home boasts a large tiled front foyer that opens to the original Living Room with its own wood-burning stove, an inviting generous sized bright skylight, and a separate open dining room for those special occasions! Large Eat in Kitchen as you will see speaks for itself! Stainless steel appliances, High end stone counters, just beautiful! Owners have added a Magnificent Great Room, approx 20' x 30', with Cathedral Ceilings, hardwood floors, and its own Fieldstone Fireplace that offers even more room for year-round gatherings. An office nook with its own bay window gives remote workers a place of their own. Sliding Glass doors lead to a lovely outside-bricked patio. There is a first-floor primary suite with large closets and its own primary bath with a walk-in shower. There are 2 additional guest bedrooms and a 2nd full bath. There is a partially unfinished basement under the new addition with high ceilings, an interior entrance, a slop sink, and plenty of storage areas. Your laundry is conveniently located off the main floor, along with mechanicals, which opens to the garage and above-ground oil tank. Pulldown stairs have been added via the garage to the attic crawl spaces, and flooring has been laid for ease of access to additional storage. Plenty of closets, custom modifications to the original cabinetry and chair-railings, and additional molding throughout. You will be impressed with the amount of indoor and outdoor living spaces, with a location central to all, but tucked away off the beaten path! Act! This one won’t last. . .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.533% | 6.533% | 5.668% |
| Monthly Tax Payment | $1,270 | $1,270 | $1,270 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,497 | $3,738 | $4,856 |
| Total Monthly Payment | $4,859 | $5,100 | $6,218 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.