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Originally built around 1768 as a classic New England Cape, this remarkable home was lifted in 1910 to add a new first floor, creating high ceilings and spacious rooms rarely found in homes of this era. Known as the Bell Farm, the property blends rich history with thoughtful updates. The main residence offers 6 bedrooms, 4. 5 baths, a fully applianced kitchen, and washer/dryer. A large screened 3-season porch off the kitchen provides a perfect spot for warm-weather living. Each room has its own thermostat for customized comfort. A 2-bedroom apartment, constructed in 1987 with its own septic, adds versatility—ideal for rental income, guests, or multigenerational living. It includes a separate utility meter and heating (shared well-water), a fully equipped kitchen, washer/dryer, and a second-floor balcony with sunset views into Vermont. Recent upgrades include a 2022 self-cleaning water filtration system serving both house and apartment. The yard features two mature apple trees for delicious fruit each fall. The current owner envisioned assisted living, and many safety improvements were completed, including a fire alarm system tied to the local fire department, other code-compliant features, and a sprinkler system (motor needed). Set on River Road with 1. 8 acres, this prime location is just 5 minutes to I-91 and 19 minutes to DHMC, this unique property offers convenience while maintaining the peaceful charm of Lyme.
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 3/31/2026Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $592,000 | $592,000 | $592,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $1,151 | $1,151 | $1,151 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,693 | $4,876 |
| Total Monthly Payment | $4,792 | $4,936 | $6,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.