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DOWN PAYMENT ASSISTANCE AVAILABLE FOR DOWN PAYMENT AND CLOSING COSTS- NO MONEY OUT OF POCKET. NO INCOME LIMITS. Ask for details. 2023 Elevated Waterfront Home on Oversized Double Lot with Gulf Access. Move-in ready and built with exceptional quality, this Hernando Beach home offers privacy, space, and true coastal living. Enjoy an OVERSIZED FENCED DOUBLE LOT, 18-FT PRIVATE BOAT RAMP, 80-FT CONCRETE SEAWALL, and GULF ACCESS—with no HOA and no short-term rental restrictions. Inside, the open layout features volume ceilings, abundant natural light, plank ceramic floors, and a full-length screened balcony with beautiful sunrise and sunset views. The GOURMET KITCHEN includes QUARTZ COUNTERS AND ISLAND, SHAKER CABINETRY, LG APPLIANCES WITH DOUBLE ICE MAKER, PROPANE RANGE, FARMHOUSE SINK, AND UNDER-COUNTER MICROWAVE DRAWER. Energy-efficient upgrades include DOUBLE-PANE WINDOWS, a SOUND-INSULATED METAL ROOF, and an attic with THERMAL BARRIER INSULATION for very LOW ENERGY BILLS. The primary suite offers a large walk-in closet and spa-like bath with dual sinks and a custom-tiled walk-in shower. A convenient OUTDOOR LIFT connects the main level to the ground floor for easy access. The huge block-constructed garage fits 4 cars, a boat, toys and includes workshop space, upgraded cement-board walls, and a covered lanai that wraps to the seawall. A rare combination of quality, privacy, freedom, and true Gulf access—this is the one you’ve been waiting for. VISIT OUR 3D TOUR.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$569,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $455,200 | $455,200 | $455,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $732 | $732 | $732 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,514 | $2,693 | $3,629 |
| Total Monthly Payment | $3,338 | $3,517 | $4,453 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.