131 Middlesex Avenue, Chester, CT, 06412 | $549,000

Discover this waterfront delight in charming Chester, rewarding with year-round views! Completely renovated in 2012 from the ground up (including brand new septic system), this pristine Colonial offers 3 floors of living space and a smart L-shape open floor plan ensuring that you always have a gorgeous view. In addition to some hardworking 1st floor spaces (roomy mudroom, full bath and laundry room), the main living area serves up the ideal layout for dining, cooking and relaxing. The space enjoys loads of windows and natural light, oak HW flooring, white kitchen cabinetry w/ granite counters and marble tile backsplash, tiered island with breakfast bar, and SS appliances including a new gas range -- all with amazing views of Chester Cove. Step through the slider and get even closer to those glorious sunsets from the large deck with stainless cable railing. Upstairs are 3 bedrooms, 2 with western exposure & unobstructed water views. The primary bedroom includes a walk-in-closet and Jack & Jill bathroom. The lower level provides additional storage & finished space, ideal for a yoga studio, or home gym. Need more to love? Central A/C, new hot water heater (2024), plenty of closets and storage, 1-car garage with 50 AMP EV charger & private level yard. Just a mile to Chester Village center and . 5 mile to the marinas. Enjoy everything that this picturesque CT town has to offer and, remember, everything was new in 2012. AE flood zone w/ transferrable policy, premium just $1231/yr Please note that the brown garage building to the right of the house (seen from the road) is NOT part of this property. Copywriting was generated by a human : ) Be sure to view the floor plans!

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Main Level
  • Style: Colonial
  • Year Built: 1930
  • Garage: 1-car Detached Garage
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Full,Heated,Cooled,Interior Access,Partially Finished,Walk-out,Full With Walk-Out
  • Above Grade Approx. Sq. Feet: 1,664
  • Acreage: 0.72
  • Est. Taxes: $6,877
  • Lot Desc: Level Lot,Cleared,Professionally Landscaped,Water View
  • Water Front: Yes
  • Elem. School: Chester
  • High School: Valley
  • Appliances: Gas Cooktop,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24125901
  • Website: https://www.raveis.com
    /raveis/24125901/131middlesexavenue_chester_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionLevel
Bedroom 1 Remodeled,Hardwood FloorUpper
Bedroom 2 Remodeled,Hardwood FloorUpper
Dining Room Sliders,Hardwood FloorMain
Family Room Sliders,Hardwood FloorMain
Kitchen Balcony/Deck,Breakfast Bar,Granite Counters,Island,Sliders,Hardwood FloorMain
Primary Bedroom Remodeled,Dressing Room,Full Bath,Walk-In Closet,Hardwood FloorUpper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Brian TresidderOperations Manager

941.993.4046

Brian.Tresidder@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

131 Middlesex Avenue, Chester, CT, 06412

$549,000

Brian Tresidder

Operations Manager

William Raveis Real Estate

Phone: 941.993.4046

Brian.Tresidder@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.541%
Monthly Tax Payment $573 $573 $573
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,494 $2,630 $3,531
Total Monthly Payment $3,159 $3,295 $4,196

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.