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4071 SOUTHERN VISTA LOOP, St. Cloud, FL, 34772 | $479,900
Under contract-accepting backup offers. NOW PRICED AT $479, 900 — A RARE CONSERVATION LOT OPPORTUNITY WITH NO REAR NEIGHBORS.
If you’ve been waiting for the right home to come into range, this is it. This MOVE-IN READY 5-BEDROOM, 3-BATH home in Southern Pines is positioned to sell and offers one of the strongest combinations of privacy, upgrades, and finished details in the community at this price point.
Backing to PROTECTED CONSERVATION WITH NO REAR NEIGHBORS, the setting delivers peaceful views and quiet outdoor living—plus no CDD and a low HOA. Why wait to build and upgrade later when it’s already done? This home includes over $90, 000 in builder upgrades plus $40, 000+ in fully custom closet and storage systems, a level of finish rarely available at this price.
The first floor features Luxury Vinyl Plank flooring, larger baseboards, all window blinds installed, and a true first-floor bedroom with full bath, ideal for guests or multi-generational living. The kitchen and living area are finished with upgraded appliances, a custom pantry system, and a built-in entertainment wall for a clean, completed look.
Step out to the SCREENED LANAI OVERLOOKING CONSERVATION—a private, quiet backdrop for everyday living. Upstairs offers a spacious loft, three secondary bedrooms, and a standout primary suite with an exceptional custom closet system featuring built-ins, drawers, and extensive shoe storage. Luxury Vinyl Plank flooring continues throughout the second floor.
Additional upgrades include a Culligan whole-house water softener, custom laundry room built-ins with upgraded washer and dryer, a garage with myQ smart opener plus pre-wired for an EV charger, and Govee exterior lighting for enhanced curb appeal.
Conveniently located near Florida’s Turnpike, SR-417, shopping, schools, Royal St. Cloud Golf Links, and the Disney area. Southern Pines features a community pool, playground, and walking/running path.
Seller open to prepaying up to 12 months of HOA dues with acceptable offer to help offset monthly costs.
If you’ve been waiting for the right home to come into range, this is it. Schedule your showing today!
Features
- Rooms: 8
- Bedrooms: 5
- Baths: 3 full
- Laundry: Laundry Room, Upper Level
- Year Built: 2022
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,791
- Acreage: 0.14
- Est. Taxes: $7,518
- HOA Fee: $315 Quarterly
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Range, Range Hood, Refrigerator, Washer, Water Softener
- MLS#: O6343448
- Days on Market: 224 days
- Website: https://www.raveis.com
/prop/O6343448/4071southernvistaloop_stcloud_fl?source=qrflyer
Listing courtesy of Coldwell Banker Realty Phone: 407-647-1211
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4071 SOUTHERN VISTA LOOP, St. Cloud, FL, 34772
$479,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $383,920 | $383,920 | $383,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,364 | $2,490 | $3,214 |
| Total Monthly Payment | $3,065 | $3,191 | $3,915 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388