11590 SHIPWATCH DRIVE, #848, Largo, FL, 33774 | $599,000

This stunning corner-unit penthouse epitomizes the ultimate Florida lifestyle. Perched on the top floor, it boasts unrivaled panoramic views of the Gulf of Mexico and the Intracoastal Waterway. Inside, the residence exudes sophistication with premium finishes, including Cambria blue quartz countertops, Italian porcelain flooring, and top-tier appliances. The open, light-filled floor plan creates a spacious and inviting atmosphere, perfect for modern living. Both bedrooms have extra storage cabinets, the 2nd bedroom has a beautiful built in Murphy bed and built in desk.
A standout feature is the expansive wraparound balcony, ideal for basking in the sun, hosting gatherings, or savoring the breathtaking Gulf views with a book in hand. Nestled within a private 56-acre waterfront community, residents enjoy exclusive amenities, including two pools, two clubhouses, a 45-slip private marina, walking trails, an exercise room, hot tubs, saunas, and 11 top-rated Har-Tru clay tennis courts with a pro shop, on-site tennis pro, and massage therapist. Pickleball enthusiasts will love the vibrant scene, and nature lovers will appreciate the protected bird sanctuary.
Located just steps from the sugar-soft sands of Indian Rocks Beach, with its vibrant restaurants and nightlife, this penthouse offers both luxury and convenience. The unit features countless designer upgrades, new impact windows and doors, a secured lobby, under-building parking, and a storage room. Seize your chance to live in paradise at Shipwatch. The community had no flooding or any issues from the storms in 2024.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Complex: SHIPWATCH
  • Year Built: 1985
  • Approx Sq. Feet: 1,445
  • Est. Taxes: $8,381
  • Condo Fee: $1,100 Monthly
  • Lot Desc: Landscaped, Near Golf Course, Near Marina
  • View: Pool, Water
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Appliances: Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Refrigerator, Washer
  • MLS#: TB8422220
  • Days on Market: 167 days
  • Website: https://www.raveis.com
    /prop/TB8422220/11590shipwatchdrive_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/11/2026 2:24:31 AM)
Listing courtesy of Keller Williams Realty- Palm H   Phone: 727-772-0772

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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11590 SHIPWATCH DRIVE, #848, Largo, FL, 33774

$599,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $698 $698 $698
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,759 $2,870 $3,852
Total Monthly Payment $3,549 $3,660 $4,642

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.