39349 COMSTOCK LANE, Zephyrhills, FL, 33540 | $390,000

Private Oasis on 1. 06 Acres – 3 Bedroom, 2 Bath Home with a large detached 3-Car Garage! Buyers, this home is eligible for over $19, 000 in down payment assistance! Contact the listing agent for details!

Welcome to Your Florida Home at 39349 Comstock Lane, a move-in ready gem offering modern updates, privacy, and freedom with no HOA or deed restrictions. It sits on a fully fenced 1. 06-acre lot, this home is ideal for families, first-time buyers, or anyone looking to downsize into their own private retreat.

Step inside and you’ll find a bright open floor plan with new tile flooring throughout. The updated kitchen shines with granite countertops, stainless steel appliances, and a large island perfect for casual dining. Thoughtful details include under-cabinet LED lighting, recessed lighting in the living and family rooms, and ceiling fans in every bedroom and the breakfast nook. A convenient pass-through window connects the kitchen to the dining area, making gatherings effortless.

The primary suite features an ensuite bathroom complete with a whirlpool tub and shower, offering a perfect spot to unwind. Two additional bedrooms and a second full bathroom provide comfort and space for family or guests.

Enjoy year-round Florida living with the versatile screened back patio. Its unique design allows you to slide open the doors to park a vehicle or close them to create a fully enclosed entertainment space for parties and get-togethers.

Practical updates bring peace of mind with a 4-year-old roof, brand-new water heater, and ice-cold central A/C. The property also includes washer/dryer hookups and a detached 3-car garage, offering ample storage and parking.

**Key Features: **
3 Bedrooms | 2 Bathrooms | Open Floor Plan
1. 06 Acres – Fully Fenced for Privacy
Updated Kitchen w/ Granite, Stainless Steel, LED Lighting
Screened Patio – Convertible for Parking or Entertaining
Master Suite w/ Whirlpool Tub & Shower
Detached 3-Car Garage
4-Year-Old Roof, New Water Heater, Strong A/C
Multiple down payment assistance programs available!

This home is the perfect balance of modern comfort, privacy, and flexibility — a rare find in Zephyrhills!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 1976
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,464
  • Acreage: 1.06
  • Est. Taxes: $3,502
  • Elem. School: Woodland Elementary-PO
  • Middle School: Raymond B Stewart Middle-PO
  • High School: Zephryhills High School-PO
  • Appliances: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: TB8425454
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/TB8425454/39349comstocklane_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/10/2026 7:47:08 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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39349 COMSTOCK LANE, Zephyrhills, FL, 33540

$390,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,000 $312,000 $312,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $292 $292 $292
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,772 $1,869 $2,488
Total Monthly Payment $2,139 $2,236 $2,855

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.