288 MOBBLY BAY DRIVE, Oldsmar, FL, 34677 | $1,650,000

Luxury living with an abundance of privacy, amazing views, an open floor plan, and ample closet space are just a start. This cul-de-sac custom-built home of unparalleled elegance within a gated enclave features breathtaking water views and gleaming natural light without compromising privacy. Spanning 5, 260 square feet, this 2 story meticulously designed residence features 4 bedrooms, study, game room, retreat room, 6 bathrooms, an elevator and an extended 3-car garage. Step inside to soaring ceilings, coffered detailing, and expansive windows with abundant light as well as privacy. This gourmet kitchen is a chef’s dream, outfitted with a top of the line Wolf range, stainless steel appliances, built-in ovens, microwave, beverage fridge, and generous walk-in pantry with attached second refrigerator. The open-concept kitchen, family room, breakfast nook, and transitional area provide a seamless flow for both everyday living and entertaining with direct access to covered patio. The main level also hosts spacious living room, bedroom with a full bath, and game area. Hardwood stairs, elevator and exterior spiral staircase connect to the second floor. The primary suite is a private sanctuary featuring an opulent ensuite bath, a custom walk-in closet with an organizing system, and breathtaking, unobstructed bay views with patio access. Large second-floor retreat room offers more opportunities for relaxation and gatherings. Outdoor living is unparalleled with two covered patios and a third-floor crows nest all with panoramic water views of Tampa Bay, and a custom-designed saltwater Pebble-Tec pool & spa to enjoy Florida’s year-round sunshine. The extended garage features larger doors, and built-in closets for maximum storage. Built with both style and security in mind, this home includes hurricane clips, fabric shutters, and remained high & dry during Hurricane Helene & Milton. A brand new high-end aluminum roof (2024) adds lasting durability for years to come. Enjoy your resort-style amenities and a prime central location with less than 30 minutes from St. Pete/Clearwater International Airport, Tampa International Airport and top-rated private and public schools. Within the hidden treasure of Pinellas County, you are close to great shopping, specialty dining, and Florida's beautiful gulf beaches. Discover the pinnacle of Luxury, privacy, and serenity within this unique home that can be yours today.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 4 full / 2 half
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2006
  • Garage: 3-car Driveway, Garage Faces Side, Guest, Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 5,260
  • Acreage: 0.42
  • Est. Taxes: $11,122
  • HOA Fee: $550 Quarterly
  • Lot Desc: Cul-De-Sac
  • View: Pool
  • Elem. School: Oldsmar Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: East Lake High-PN
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: TB8425151
  • Days on Market: 133 days
  • Website: https://www.raveis.com
    /eprop/TB8425151/288mobblybaydrive_oldsmar_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/3/2026 2:15:17 AM)
Listing courtesy of KELLER WILLIAMS ST PETE REALTY   Phone: 727-894-1600

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

288 MOBBLY BAY DRIVE, Oldsmar, FL, 34677

$1,650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,320,000 $1,320,000 $1,320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.165% 6.110% 6.038%
Monthly Tax Payment $927 $927 $927
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,495 $7,914 $11,050
Total Monthly Payment $8,547 $8,966 $12,102

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.