4109 78TH STREET W, #29A, Bradenton, FL, 34209 | $204,900

Great location, 2 bedroom , 2 bath attached villa style home Great rental property. Very close to Anna Maria Island, but not in a flood zone A fantastic opportunity for homebuyers and investors alike! Nestled in the heart of a vibrant community, this centrally located property offers both comfort and convenience. The master bedroom includes its own private bathroom for added privacy and convenience. One of the standout features of this property is its proximity to the beach, making it an ideal option for those who crave the coastal lifestyle. Whether you're looking for a primary residence near the ocean or a rental opportunity, this location is perfect for those who want to enjoy sandy shores and salty breezes. Additionally, the convenience of being close to shopping centers means that you're never far from essential amenities, restaurants, and entertainment options. Run errands with ease and explore the local dining and shopping scene just minutes from your doorstep. Investors will appreciate the income potential of this property. Don't miss your chance to own this versatile and centrally located property. Whether you're looking for a new place to call home or an investment opportunity.

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Maintenance
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Upper Level
  • Complex: HERITAGE PINES CONDO
  • Year Built: 1981
  • Approx Sq. Feet: 1,032
  • Est. Taxes: $2,304
  • Condo Fee: $370 Monthly
  • Lot Desc: In County, Landscaped, Level
  • Elem. School: Sea Breeze Elementary
  • Middle School: W.D. Sugg Middle
  • High School: Bayshore High
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • MLS#: A4664360
  • Days on Market: 117 days
  • Website: https://www.raveis.com
    /prop/A4664360/410978thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 11:05:03 PM)

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NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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Our Insurance Division:

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4109 78TH STREET W, #29A, Bradenton, FL, 34209

$204,900

Jennifer Segalla

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.815.8145

Jennifer.Segalla@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $163,920 $163,920 $163,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $192 $192 $192
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $944 $982 $1,307
Total Monthly Payment $1,211 $1,249 $1,574

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.