1004 PENINSULA AVENUE, Tarpon Springs, FL, 34689 | $399,900

Welcome to this beautifully remodeled Tarpon Springs home in the sought-after Sunset Hills community!

This spacious 3-bedroom, 2-bathroom home with two additional flex rooms (ideal for a den, home office, or guest space) has been fully upgraded from top to bottom and is truly move-in ready. Major updates include a NEW roof (2024), NEW Energy Star windows (2024), NEW on-demand water heater, NEW kitchen, NEW bathrooms, NEW flooring throughout, and a NEW fenced-in yard—all designed to give you peace of mind and modern comfort. A newer electrical panel adds even more value and efficiency.

Inside, the open-concept layout creates a seamless flow, perfect for entertaining or relaxing at home. The kitchen boasts granite counters, modern cabinetry, and included appliances, while the large windows bring in abundant natural light. The primary suite is conveniently on the main floor, and the additional rooms give you the flexibility to customize your living space.

Step outside to enjoy the private, fenced backyard—ideal for pets, family gatherings, or simply soaking in Florida’s sunshine. A 2-car garage provides ample storage and parking.

Location is unbeatable—you’re just a 5-minute walk to Sunset Beach and Howard Park, plus only minutes to Kreamer Bayou with Gulf access and the famous Tarpon Springs Sponge Docks for dining, shopping, and culture. Best of all, this property is not in a flood zone and comes with no HOA fees, giving you stress-free Florida living. Underpinning completed in 2012 report is available.

Don’t miss the chance to own this stunning, fully updated Sunset Hills home—schedule your showing today!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Other
  • Year Built: 1975
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,644
  • Acreage: 0.18
  • Est. Taxes: $4,668
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8426574
  • Days on Market: 251 days
  • Website: https://www.raveis.com
    /prop/TB8426574/1004peninsulaavenue_tarponsprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 2:48:47 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

The Phyllis Doonan TeamSales Associates

203.428.1703

Phyllis.Doonan@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1004 PENINSULA AVENUE, Tarpon Springs, FL, 34689

$399,900

The Phyllis Doonan Team

Sales Associates

William Raveis Real Estate

Phone: 203.428.1703

Phyllis.Doonan@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.866%
Monthly Tax Payment $389 $389 $389
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,916 $1,996 $2,635
Total Monthly Payment $2,380 $2,460 $3,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.