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Imagine a stunning center hall colonial, with a walkout basement boasting four generous bedrooms, with the possibility of two more, complemented by 3. 5 elegant baths. The breathtaking yard features an above-ground pool, a gorgeous two-tier brick patio, 2 sheds and more storage with an oversized two-car garage, perfect side door for a home office. Hardwood floors add warmth throughout, while very large bedrooms, a basement featuring 2 additional offices provide ample space for work and play along with an additional family room and bonus room great for storage, this exceptional home also showcases ceiling fans, high-end stainless steel appliances, a kitchen with a center island and granite countertops, formal dining and living room, a family room, and a laundry room. Located in the Minisink school district! Recent upgrades include a newly installed water filtration system, a two-year-old hot water heater, 2 yr old Andersen bay window in kitchenand a three-year-old roof with a 50-year warranty. 3 zone heat , circular driveway plus a regular driveway and an additional paved area for all your vehicles and then some! Community well. ($141. 19/mo) Finished basement adds an additional approximate 1200 sf. Solar panels installed with lease that provide major savings on utility bills.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $556 | $556 | $556 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,709 | $2,778 | $3,654 |
| Total Monthly Payment | $3,357 | $3,426 | $4,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.