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Opportunity knocks in Lake James, one of Central Florida’s most desirable 55 plus communities. Built entirely by Ernie White Construction, Lake James is a serene retreat for those lucky enough to call it home! This is the last new home to be listed in the community. Sure to please the most discriminating buyer, this Gibson IV spec home is waiting for you. Upon arriving you will appreciate the attention to detail, quality of construction, and upgraded materials throughout the home. With three bedrooms and two bathrooms, boasting 1, 886 square feet; this open concept, split plan home is sure to capture your interest. The living area of the home is bright, open, and includes the great room, dining room, and kitchen. The kitchen is adorned with Wellborn wood cabinets, an oversized island, and Cambria Quartz solid surface countertops. Keep looking and you will notice the large kitchen pantry, under cabinet lighting, stainless steel appliances, and crown molding throughout the home. Next to the kitchen is the dining area, which leads to the triple glass doors opening the home to the large rear paver patio. Upon making your way to the primary bedroom you will notice the plush carpet in the bedroom and closet. The bedroom easily accommodates a king bedroom set with room to spare. The primary bath features a walk-in shower, dual vanity countertop, dual linen closets, a water closet, and a huge walk-in-closet. The second bedroom, located at the front of the home also features carpet flooring and a walk-in closet. The third bedroom, commonly used as an office features tile flooring. You will appreciate the details you cannot easily see, like the Carrier 15 Seer air conditioner with a 10 YEAR parts and labor warranty, R-38 blown attic insulation (living areas), foam injected insulation in exterior block walls (living areas), Lifetime Dimensional Shingles, and the insulated Low E windows. The appeal of Lake James is obvious. The manicured common areas, the pristine homes, friendly neighbors, and the fact that the HOA provides all yard care, WIFI, and Cable! You will have plenty of time to enjoy the community pool, gym, clubhouse, Bocci ball court, and walking trails! This opportunity will not last long, call today to schedule a private showing!
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Our Executive Mortgage Banker:
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$495,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,720 | $396,720 | $396,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $104 | $104 | $104 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,376 | $2,475 | $3,268 |
| Total Monthly Payment | $2,555 | $2,654 | $3,447 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.