123 Vineyard Avenue, Highland, NY, 12528 | $525,000

Charming 1900s Home with Character and Versatility! Step into timeless elegance with this beautifully preserved early 20th-century residence, ideally located just a few doors from the vibrant hamlet of Highland. Surrounded by quaint restaurants and shops, this home offers both historic charm and modern convenience. Exterior highlights include a wrap-around covered porch, a classic feature that’s perfect for morning coffee or evening relaxation. A circular driveway that adds a welcoming touch and easy access for guests. A lush setting that nestled in The Hamlet of Highland with tree-lined streets and a strong sense of community. The main level features original woodwork with rich details throughout, showcasing the craftsmanship of a bygone era. French doors, beautiful hardwood floors, a stone fireplace that anchors the living room with warmth and rustic charm. As well as a new kitchen that has been thoughtfully updated for modern living while respecting the home's heritage. Large enough for hosting dinner guests, or food prep. The formal dining room is spacious with lovely details. There’s also a primary bedroom addition that’s spacious and private, offering comfort and convenience, with its own bath and separate entrance. Beautiful tin ceilings are hidden above the current drop ceiling in the living room, a perfect opportunity to restore vintage flair. The legal second level apartment has its own separate entrance that’s ideal for guests or extra rental income. The flexible layout can be tailored to suit a variety of needs from a studio, to an office, or a full apartment! Additional spaces include the full unfinished basement that’s a blank canvas for storage or hobbyists. A semi-finished attic on the third level which offers plenty of potential for creative use: think art studio, playroom, or cozy retreat. Modern updates include upgraded electric to ensure safety and support contemporary appliances and tech. Each level has a washer and dryer. This home is a rare blend of historic charm and modern potential, perfect for those who appreciate character and crave flexibility. The backyard is spacious with a country feel. All this is just a short distance from the hamlet where you can grab a coffee, a slice of pizza, or enjoy a sit down dinner. Quaint wine bar, antique shop and small shops are also open for enjoyment. Outside the village is the popular Walkway over The Hudson, The Mid-Hudson Bridge will bring you right to Metro North Rail Station for easy commuting. Just two-miles from area hospitals. Enjoy all the Hudson Valley has to offer!

Features

  • Rooms: 14
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: In Kitchen
  • Style: Other
  • Year Built: 1900
  • Heating: Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 2,400
  • Acreage: 0.42
  • Est. Taxes: $11,205
  • Elem. School: Highland Elementary School
  • Middle School: Highland Middle School
  • High School: Highland Park Community School
  • School District: Highland
  • Appliances: Range, Refrigerator, Oil Water Heater
  • MLS#: 909938
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/909938/123vineyardavenue_highland_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Village Green   Phone: 845-255-0615

William Raveis Family of Services

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Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

123 Vineyard Avenue, Highland, NY, 12528

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $934 $934 $934
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,451 $2,552 $3,404
Total Monthly Payment $3,477 $3,578 $4,430

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.