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Unique and Charming English Cottage home on almost 13 acres in beautiful rural setting. Home features loads of arches, bay windows, and sturdy 2X6 construction. Lovely herringbone wood floor in dining room. Gracious sized living room with fireplace flanked by shelves and wood beams in ceiling. Built in desk area in hall. Huge eat-in kitchen with wood stove/oven shipped from England. Kitchen island has gas cooktop. Large master bedroom and bath with sunken tub and walk-in shower. There is a central vac. The lower level has a den area and two rooms with closets that could be private sleeping or craft rooms. Additionally, there is a large basement room with exterior access via staircase that could be a workshop or hobby room. The exterior has a 35x26 patio for hosting fun gatherings and barbeques. A detached two car garage has heat and a convenient half bath. The garage has an additional space perfect for a shop/office. On site is a shed to shelter tractors or other equipment. Beautiful acreage property provides peace and quiet. This home was lovingly developed in 1990 and is ready for renovations to make it your own perfect abode.
| Type | Level |
|---|---|
| Den | Lower |
| DiningRoom | |
| Kitchen | |
| LivingRoom | |
| Other | Lower |
| Other | Lower |
| Workshop | Lower |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
$575,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,720 | $460,720 | $460,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $59 | $59 | $59 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,616 | $2,799 | $3,734 |
| Total Monthly Payment | $2,767 | $2,950 | $3,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.