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Every so often, that dream Catskills house actually shows up - and Edgewood Lakehouse is one of those unicorns. This three bedroom, two bathroom home has been lovingly kept by just one owner since 2005, which means you’re not inheriting anyone’s half-finished DIY project. It’s turnkey, it’s polished, and it’s waiting for you to start your Catskills chapter. The layout gives you options: three private levels, a great room with soaring ceilings, a flexible loft, a family/media room for rainy-day movie marathons, and a gourmet kitchen that doesn’t skimp. We’re talking quartz and bluestone counters and name-drop appliances: Viking stove, Miele dishwasher, and a Fisher & Paykel refrigerator. Red oak hardwood runs through the upper levels, while radiant heated ceramic tile keeps the full, walk-out basement practical and cozy, complete with a freestanding fireplace. Custom Elfa closets throughout the home (plus sneaky under-the-stairs storage) means you’ve got plenty of ways to stay organized. In short, every corner of this house is dialed in for both easy living and a little showing off. Outside, the half-acre lot is tucked at the end of a private road, landscaped with stone walls, and buffered by HOA land so your backyard feels like it goes on forever. Two decks fill your outdoor dining and lounging quota, and the matching shed ties it all together with “yes, I have a place for my kayak” energy. And about that HOA: this isn’t your standard “pay us to mow the grass” situation. South Edgewood Lake HOA is a private, members-only club of just 26 households with access to two private lakes, 73+ acres, and more outdoor activities than an L. L. Bean catalog. Fishing, swimming, boating, hiking, snowshoeing, berry-picking, wildlife-spotting - you name it, it’s in your backyard. Oh, and the HOA abuts New York State land so access to Waneta Lake and an additional 225 acres of recreation is literally next door. Affordable, private, and frankly a little idyllic. Livingston Manor itself? It’s the Catskills darling—charming Main Street shops and restaurants, buzzy breweries, fly-fishing mecca, farm-to-table everything. And from here, you’re only about two hours to the George Washington Bridge. Consider this your fast track to weekends (or full-time life) that actually feel like an escape.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $395 | $395 | $395 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,796 | $2,912 | $3,884 |
| Total Monthly Payment | $3,283 | $3,399 | $4,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.