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Welcome to 272 Birch Lane – a beautifully designed two-floor townhouse in the desirable Downingwood community of Irvington, New York. This bright and private end unit offers 3 bedrooms, 2. 5 bathrooms, and an additional office/den, providing both functional living space and flexibility for your lifestyle. Upon entry, you’ll find a versatile office/den, two convenient coat closets, and a powder room. The spacious living room features a marble framed wood-burning fireplace and sliders that open directly to the patio, creating an ideal setting for relaxation and entertaining. The dining room flows seamlessly from the living room, enhancing the open and inviting layout. The kitchen is thoughtfully designed with quartz countertops, ample cabinetry, and a large eat-in area with door to the garage. Upstairs , the primary suite includes walk-in cedar closets, a vanity area, and a private ensuite bathroom. Two additional bedrooms, a hall bathroom, and a laundry area complete the second level. Residents of Downingwood enjoy a vibrant community lifestyle with access to amenities including a pool, tennis and pickleball courts, and a clubhouse. Additional conveniences include storage and a one-car attached garage. This delightful home blends comfort, convenience, and charm in one of Irvington’s most sought-after neighborhoods. Close to town , train, parks, and Old Croton aqueduct.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $660,000 | $660,000 | $660,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.996% | 5.932% |
| Monthly Tax Payment | $986 | $986 | $986 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,594 | $3,904 | $5,481 |
| Total Monthly Payment | $4,672 | $4,982 | $6,559 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.