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PRICE REDUCTION ! This 1-bedroom co-op on the 4th floor of the Quality & Ruskin development offers a cozy and practical living space. As you enter, you're greeted by a bright and inviting galley kitchen, featuring white cabinetry on both sides that enhances the light-filled atmosphere. Generous countertop space provides plenty of room for preparing your favorite meals. The living room/dining area features high hat lighting making the generous square footage very bright. Hardwood floors are through out adding warmth to each room. The unit offers two separate double closets allowing ample storage space. The master bedroom is a generous size featuring His & Hers mirrored wall closets. The building offers solid amenities with an updated elevator, intercom system, storage room, laundry and a live-in superintendent. The fact that small pets are allowed (with board approval) adds to its appeal for pet owners, and the proximity to shopping, dining and transit makes it a great spot for convenience. Parking is available via a waitlist and $ 140 fee. Board approval is required, Subletting is allowed after 2 years. 80% carpet rule in effect. Application fee: $500 single, $1000 if co applicant, $250 refundable move in, $75 each for credit report. This unit requires a cash deal.
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Our Executive Mortgage Banker:
Our Insurance Division:
$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $204,000 | $204,000 | $204,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.396% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,127 | $1,222 | $1,627 |
| Total Monthly Payment | $1,202 | $1,297 | $1,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.