2655 Collins Avenue, #706, Miami Beach, FL, 33140 | $450,000

Step up to oceanfront views. Purchase with tenants, Leased through 30 Nov. , 2026. Finishing up 40/50 year inspections and aesthetic upgrades to common areas. Sm assessment paid in full, in Sept. Currently used as 2 bedroom/ 2 baths or 1 bedroom with office/den with ocean views. Lots of natural lighting from the Southern exposure of your private balcony. AC (2023) and all new lighting. Large walk-in closet in primary bedroom, Hall linen closet and a wall of closet plus extra storage available. 1 covered garage parking. City lot across the street for guests. 24-hr front desk coverage, On-site management, Pool, community room, billiards, sauna, gym. 24 hr notice to show. No weekend showings. Rentals allowed 1x per year, 3 months minimal, no airbb, no short-term Rented thru 30 Nov, . 2026. Tenants paying $3366. Showing with 24 hr notice. Lobby has all new furniture. Completing 50 yr insprion repairs.

Features

  • Parking: Covered, Garage Door Opener, Garage, Attached Garage, Attached
  • Heating: Central
  • Cooling: Central Air
  • Levels: 25
  • Amenities: Billiard Room, Clubhouse, Elevator(s), Fitness Center, Jogging Path, Laundry, Management, Parking, Sauna, Storage, Bike Storage, Business Center, Community Room, Heated Pool, Lobby, Maintenance
  • Rooms: 1
  • Bedrooms: 2
  • Baths: 2 full
  • Complex: MIRASOL OCEAN TOWERS COND
  • Year Built: 1975
  • Common Charge: $3,600 Quarterly
  • Approx Sq. Feet: 1,122
  • Est. Taxes: $1,230
  • View: Skyline, Ocean
  • Water Front: Yes
  • Elem. School: North Beach
  • Middle School: Miami Beach Nautilus
  • High School: Miami Beach
  • Pet Policy: Yes, Pet Restrictions Possible
  • Appliances: Electric Water Heater, Dishwasher, Electric Range, Ice Maker, Microwave, Oven, Refrigerator
  • MLS#: A11454643
  • Website: https://www.raveis.com
    /prop/A11454643/2655collinsavenue_miamibeach_fl?source=qrflyer
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NMLS Mortgage Loan Originator ID 1014636

860.463.1745

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2655 Collins Avenue, #706, Miami Beach, FL, 33140

$450,000

Vogel Team

Sales Associates

William Raveis Real Estate

Phone: 860.614.0666

Lori.Vogel@Raveis.com

Russell Baboff

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.463.1745

Russell.Baboff@raveis.com

NMLS Mortgage Loan Originator ID 1014636

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.750% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.890% 6.098%
Monthly Tax Payment $103 $103 $103
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,217 $2,335 $3,014
Total Monthly Payment $2,394 $2,512 $3,191

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.