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4800 RIVERWALK DRIVE, St. Cloud, FL, 34771 | $360,630
Motivated seller offering buyer concessions, which can be applied toward closing costs or an interest rate buy-down. Great opportunity for buyers looking to reduce upfront expenses.
Unique Corner-Unit Townhouse with Lake Views! The home has been well cared for and boasts practical upgrades including: NEW ROOF 2024, HURRICANE RESISTANT GLASS ENTRY DOOR, MODERN KITCHEN BACKSPLASH, SHELVES IN THE HUGE PANTRY FOR ORGANIZATION, WATER TREATMENT FILTRATION SYSTEM AND SOFTENER, PAVED BACKYARD, AWNING IN THE BACKYARD, FENCED BACKYARD, SCREENED-IN LANAI, ACCESSIBILITY FEATURES IN BATHROOMS, SATIN WASHABLE PAINT AROUND ALL THE HOUSE, EPOXY FLOOR and STORAGE RACK AND CABINETS IN THE GARAGE.
This one-of-a-kind corner-unit townhouse offers exceptional space, comfort, and privacy with 4 bedrooms and 3 full bathrooms offering 1928 sqft , located in the highly desirable Turtle Creek community, St Cloud FL. With no neighbors beside or in front of you, and serene lake views from every window, it truly feels like a single-family home.
The HOA covers all exterior maintenance, including roof, paint, and landscaping—making for easy, worry-free living.
Inside, you'll find a bright, open layout with elegant finishes throughout. The standout kitchen features granite countertops, a modern upgraded backsplash, and an oversized pantry—a dream for any home chef. The main floor includes a private guest bedroom and full bathroom, perfect for guests, in-laws, or use as a home office. Upstairs, you'll find three more spacious bedrooms, including a luxurious primary suite with a walk-in closet and spa-style en-suite bathroom. A convenient upstairs laundry room and another full bathroom complete the upper level. Step outside to your screened-in patio overlooking the lake, featuring an extended paver patio, retractable awning, and a fenced yard for added privacy—ideal for relaxing or entertaining. Community amenities include a resort-style pool, park, playground, sidewalks, dog park, and a track around the lake.
This home is available furnished or unfurnished—offering flexibility to match your lifestyle.
Make this home yours using the opportunity of assuming the FHA existing loan transferring the current interest rate of 2. 875 on this loan potentially saving thousands over the life of the loan . Call me today to learn more about these options to your benefit as the new owner. Flood insurance is not required for current owners. Don’t miss your chance to own this beautifully upgraded, move-in ready home with lake views and an assumable loan.
Features
- Amenities: Clubhouse, Fence Restrictions, Park, Playground, Pool, Recreation Facilities, Trail(s)
- Rooms: 4
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside, Laundry Room, Upper Level
- Style: Contemporary
- Year Built: 2016
- Garage: 1-car Driveway, Garage Door Opener, Garage Faces Rear
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,928
- Acreage: 0.08
- Est. Taxes: $2,503
- HOA Fee: $291 Monthly
- Lot Desc: Corner Lot, Landscaped, Oversized Lot
- View: Garden, Trees/Woods, Water
- Elem. School: Lakeview Elem (K 5)
- Middle School: Narcoossee Middle
- High School: Harmony High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
- MLS#: S5127974
- Days on Market: 181 days
- Website: https://www.raveis.com
/prop/S5127974/4800riverwalkdrive_stcloud_fl?source=qrflyer
Listing courtesy of LA ROSA REALTY LAKE NONA INC Phone: 407-270-6841
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4800 RIVERWALK DRIVE, St. Cloud, FL, 34771
$360,630
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $288,504 | $288,504 | $288,504 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $209 | $209 | $209 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,707 | $1,800 | $2,356 |
| Total Monthly Payment | $1,991 | $2,084 | $2,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388