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38 Lake Shore Drive, #10, Moultonborough, NH, 03254 | $1,895,000
Set on the shores of Lake Winnipesaukee in low-tax Moultonborough, Unit 10 at Harbor Side Cottages offers a rare lakefront opportunity shared with only three other residences. South-facing views across Center Harbor Bay toward Gunstock Mountain, this property is just a short walk from the shops, restaurants, and amenities of downtown. The community has been beautifully upgraded with features including a walk-in beach, fire pit patio, manicured lawns, and a dedicated end-position 30-foot boat slip. Thoughtfully updated inside and out, the home showcases new real stone accents, a striking multi-story chimney, and a spacious composite deck with lake views. Inside, the main level offers hardwood oak floors, new carpeting, updated appliances, and refined finishes throughout. The walkout lake level has been transformed into a flexible space ideal for entertaining or hosting guests, with a second kitchen, bath, washer/dryer, and ample room for extra sleeping quarters. Upstairs, a private guest suite includes its own living, dining & kitchen area, bedroom, and full bath. An oversized 1. 5-car attached garage adds convenience and storage. Blending timeless lake charm with modern comforts, this thoughtfully renovated home delivers an exceptional opportunity to enjoy the best of Winnipesaukee living in a premier waterfront setting. Blending timeless lake charm with modern comforts, this beautifully reimagined home offers an exceptional opportunity to enjoy the very best of Winnipesaukee.
Features
- Amenities: Master Insurance,Landscaping,Beach Access,Beach Rights,Boat Slip/Dock,Common Acreage,Snow Removal
- Rooms: 13
- Bedrooms: 5
- Baths: 1 full / 2 three-quarter
- Style: Contemporary
- Year Built: 1980
- Garage: 1-car Garage
- Heating: Mini Split
- Cooling: None,Mini Split
- Basement: Climate Controlled,Concrete Floor,Full,Walkout,Exterior Access
- Approx Sq. Feet: 2,964
- Est. Taxes: $6,370
- Lot Desc: Beach Access,Condo Development,Lake Frontage,Lake View,Lakes,Landscaped,Water View,Waterfront,In Town,Neighborhood
- Water Front: Yes
- Elem. School: Moultonborough Central School
- Middle School: Moultonborough Academy
- High School: Moultonborough Academy
- School District: Moultonborough SAU #45
- MLS#: 5060325
- Website: https://www.raveis.com
/eprop/5060325/38lakeshoredrive_moultonborough_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/8/2025Listing courtesy of Compass New England, LLC Phone: 603-403-5944
Listing Agent: Brie Stephens
William Raveis Family of Services
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
38 Lake Shore Drive, #10, Moultonborough, NH, 03254
$1,895,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,516,000 | $1,516,000 | $1,516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $531 | $531 | $531 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $8,254 | $9,089 | $12,589 |
| Total Monthly Payment | $8,910 | $9,745 | $13,245 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB