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Charming and Comfortable Studio with Classic Prewar Character - approx. 600 SF of Thoughtful Living Space Located in The Lafayette, a full-service co-op offering amenities such as a doorman, attentive staff, on-site superintendent, video security, gym ($25/month), bike storage ($25/year per bike, max 2), laundry facilities, and a parking garage (waitlist). Pet-friendly and flexible living: no flip tax, 25% down, guarantors permitted, and subletting allowed after two years. Live in a vibrant neighborhood with easy walking access to a wide variety of restaurants, cafes, bars, and shops. Convenient to both local and express subways, LIRR (with quick connections to Penn Station and Grand Central in under 20 minutes), highways, and express buses to Manhattan. Step into a beautifully preserved prewar studio that blends timeless charm with modern comfort. The spacious entryway doubles as a dining nook, leading to a large, sit in kitchen featuring classic brown cabinetry, full-size appliances, and windows on two sides for great light and ventilation. The main living area is generously sized, comfortably fitting a bed and a cozy space for relaxing or entertaining. The bathroom is roomy, showcasing a deep cast iron tub and porcelain tile finishes. Enjoy peaceful natural light throughout the day from the large multiple windows, high ceilings. There are three deep closets for storage and polished hardwood floors throughout.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,128 | $1,174 | $1,563 |
| Total Monthly Payment | $1,203 | $1,249 | $1,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.