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Under contract-accepting backup offers. FURNISHED RIVERFRONT CONDO ~ Imagine waking up each morning to the gentle call of the river, where the water mirrors the sunrise and life moves at a calmer, more rewarding pace. This beautifully updated 2-bedroom condo in the welcoming 55+ community of St. Johns River Club offers exactly that—an affordable way to embrace Florida’s waterfront lifestyle. With 1, 365 square feet spread across two stories, this home balances comfort and practicality. Step inside and you’ll notice the thoughtful updates and inviting flow. The kitchen shines with granite countertops, stainless steel appliances, and abundant cabinetry—a perfect mix of style and function. The open dining and living areas provide a warm gathering space filled with natural light. Upstairs, both bedrooms feature new Anderson windows for energy efficiency and a fresh, modern touch. Each is a peaceful retreat with large closets and generous storage—something rarely found in condo living. The bathrooms have been tastefully updated, and the convenient half bath downstairs adds to everyday ease. This property comes furnished with essentials and includes peace-of-mind upgrades: a superb water treatment system, a six-year-old HVAC system serviced annually, plus a brand-new roof and gutters replaced in 2024. Life at St. Johns River Club is about more than just a home—it’s about lifestyle and community. With only 16 residences, the neighborhood is known for its friendly atmosphere and well-kept grounds. The condo association covers exterior maintenance, insurance, pest control, and use of community amenities, freeing you to simply enjoy the good life. And the good life here centers on the river. With boat docking available, the St. Johns River truly becomes your backyard. Spend mornings fishing, afternoons kayaking, or evenings cruising under a painted sky. Prefer to stay close? Relax by the pool, or sip coffee on your porch while the river drifts by. Pet lovers will also appreciate that furry companions are welcome (with some restrictions). Beyond the water’s edge, downtown DeLand is just minutes away with its charming shops, dining, and cultural festivals. Daytona’s beaches and Orlando’s attractions are close enough for day trips, yet far enough that your home remains a tranquil escape. Best of all, this condo is priced below market value—an exceptional opportunity for anyone dreaming of riverfront living without stretching the budget. Whether you’re looking for a year-round residence, seasonal retreat, or a place where life feels like vacation, this home is fully updated, beautifully maintained, and move-in ready. This isn’t just a condo. It’s a retreat. A community. A lifestyle. Your riverfront future begins here—at St. Johns River Club.
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Our Executive Mortgage Banker:
Our Insurance Division:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $57 | $57 | $57 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,197 | $1,245 | $1,658 |
| Total Monthly Payment | $1,329 | $1,377 | $1,790 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.