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Enjoy peaceful lake views and a refined indoor-outdoor lifestyle in this popular Pallazio model, a stunning four-bedroom plus den, three-bath home built in 2019 in Oyster Harbor at Fiddler's Creek. Designed with a desirable open-concept layout and split-bedroom plan, the residence features a heated saltwater pool and spa with waterfall spillover, powered by a new Pentair gas heater. The picture-frame screen enclosure frames the tranquil waterfront, while the fully equipped summer kitchen includes a Somerset stainless steel grill with rotisserie, leathered granite countertops, and a 24-inch double drawer beverage refrigerator. Ideal for year-round enjoyment, the lanai also offers recessed lighting, ceiling fans, and in-ceiling speakers. Impact-resistant glass and manual shutters provide added peace of mind. Inside, a glass French door entry opens to a welcoming foyer with a tray ceiling, setting the tone for the elegant interior. Wood-look luxury vinyl plank flooring, crown molding, recessed lighting, and thoughtful upgrades carry throughout. The gourmet kitchen is a showpiece with white cabinetry, quartz countertops, an island with pendant lighting, tile backsplash, and under-cabinet lighting. Premium GE stainless appliances include a 36' five-burner gas cooktop and hood, Advantium microwave, wall oven, new Bosch dishwasher, new French door refrigerator/ freezer, and a pantry for added storage. The adjacent formal dining area features an elegant chandelier and flows seamlessly into the open-concept living room, creating a perfect space for entertaining. The living area is equally inviting with a recessed ceiling, accent wall, and a dry bar with floating shelves and a Monogram glass-front beverage fridge, all overlooking the lanai through sliding glass doors. The owner's suite is a private retreat overlooking the lake, with a tray ceiling, white plantation shutters, and a luxurious en-suite bath. Highlights include a quartz dual-sink vanity with makeup counter, sconce lighting, a large glass-enclosed walk-in shower with multiple shower heads, a window for natural light, and a spacious walk-in closet with custom built-ins. The guest area includes three bedrooms, each with plantation shutters and wood slat closet shelving. Two guest rooms share a full bath with a tub/shower combination, while the third offers an en-suite with a walk-in shower and glass enclosure. A flexible den with ceiling fan makes the perfect home office or study. The laundry room includes GE front-load washer and gas dryer on pedestals, a utility sink, cabinetry, and counter space. The two-car garage features an epoxy floor, and the home is equipped with a tankless gas water heater and a security system. Residents enjoy access to an impressive clubhouse with fine/ casual dining, a fitness center with classes, resort-style pools with waterfalls/ slides, spa, sauna, steam room, tennis, pickleball, bocce, and year-round events. Optional golf, beach and marina memberships available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,985,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,588,000 | $1,588,000 | $1,588,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,428 | $1,428 | $1,428 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $9,521 | $9,778 | $13,400 |
| Total Monthly Payment | $11,074 | $11,331 | $14,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.