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The best of both worlds, this sweet villa is easy to maintain, and at the same time feels wonderfully spacious and open with lots of light and high ceilings. Add an extra 112 square feet with the interiorized heated/airconditioned lanai with windows and a lovely awning-covered patio just outside. Completely tiled throughout, the floors are cool and allergen-free. There are two large bedrooms, each with its own bathroom, a nice eat-in kitchen with a pass-through to the living/dining room, plus a shaded dry place to park your car or golf cart in your private garage. Recently renovated, this home’s HVAC system is new (2025) with a thorough duct cleaning as well (buyer also gets a transferrable 3 year labor, 10 year parts warranty), the roof is from March of 2024, the hot water heater is from 2013, both bedrooms and bathrooms were renovated in 2024/2025, the kitchen was remodeled 2025, the whole electrical system was updated and refreshed in 2025, the backyard awning was refreshed in 2025, a drinking water filtration system was installed at the kitchen sink in 2025, and brand new gutters were installed in 2025. All the updates and maintenance have been handled for you so you can relax and enjoy your new home and neighborhood. And what a neighborhood! Living in Sandpiper Golf and Country Club is simply joyous! We have a club for every card game you can think of and some you might never have heard of, even. There are two pools, two hot tubs, a sauna, pickleball, tennis, cornhole, shuffleboard (there's actually a really competitive team here, BTW), billiards, gas grills and picnic table area with pavers, Community Clubhouse, Recreation Center, gym, crafting club, bowling club, travel club, regular dances and gatherings, annual men's lunch, annual women's lunch, weekly Bingo, pancake breakfast events, puzzle room, yoga, strength training, Pilates, stretch class, water volleyball, water aerobics, you name it. Oh, we DO have fun! Come join us, we'd love to have you as our new neighbor!
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Our Executive Mortgage Banker:
Our Insurance Division:
$232,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $185,600 | $185,600 | $185,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $249 | $249 | $249 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,025 | $1,113 | $1,492 |
| Total Monthly Payment | $1,349 | $1,437 | $1,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.