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Welcome to your own Charleston area waterfront retreat on the Edisto River, where the serene, tranquil flow of one of North America's longest free-flowing blackwater rivers sets the stage for a picturesque lifestyle. This charming 3-bedroom, 2-bathroom home, encompassing 1, 814 square feet, features stunning white-washed cypress walls that radiate warmth and character throughout its inviting living spaces. The gorgeous kitchen takes center stage with its gorgeous cooktop, rangehood and restaurant sized sink. Below, a fully enclosed area provides a versatile workshop and ample storage for all your outdoor gear. Step outside to a fenced side yard, complete with an above-ground pool and deck, perfect for sun-soaked afternoons. The expansive front porch on the water side beckons you to unwind with a bar and seating area, creating an ideal setting for entertaining while soaking in breathtaking views of the Edisto River. The sunsets are unbelievable! Whether you're boating, canoeing, fishing, or simply observing nature, this renovated gem, rumored to have once been a fish camp, harmoniously blends comfort with outdoor beauty, presenting an exceptional opportunity to embrace riverside living at its finest. Investors, with the proper permitting, this unique property could be the perfect riverfront short-term rental! Don't miss your chance to make this captivating riverfront property your own.
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Our Executive Mortgage Banker:
$464,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $371,200 | $371,200 | $371,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,223 | $2,316 | $3,058 |
| Total Monthly Payment | $2,298 | $2,391 | $3,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.