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Looking for a year-round residence or a vacation home? Welcome to a versatile dream coastal getaway! Live in one, rent the other or rent both, the options are endless! A fabulous 3 bdrm/ 3-bthrm, two car garage in a NON-HOA beachside neighborhood offers a main living space that is elevated on the second floor, providing a captivating view of the surrounding area. Upstairs, you'll find two spacious bedrooms and two bathrooms, ensuring comfort and privacy for you and your guests. The lower level of this property features a unique and separate living space with its own entrance. This two-room, one-bathroom layout offers endless possibilities – from a guest suite to a home office, art studio, or even a rental unit for added income. Boasting an unbeatable location just moments away from the sun-kissed shores and the serene intercoastal waters, this home is a true paradise for beach enthusiasts and those seeking the ultimate coastal lifestyle. Embrace the beauty of the outdoors from your choice of front and back porches, perfect for savoring morning coffee or evening sunsets. The expansive wooded yard creates a natural haven, offering both privacy and a refreshing connection to nature. Say goodbye to parking woes with a generous two-car garage that provides secure storage and protection for your vehicles. This additional space ensures that you have room for all your outdoor gear, tools, and more. Escape the constraints of an HOA and enjoy the freedom to personalize your property according to your unique tastes and preferences. This Beach sanctuary is more than just a home; it's a lifestyle. Morning beach walks, evenings on the porch, or the potential for versatile living arrangements, this property offers it all. Seize the opportunity to own a piece of paradise that's as adaptable as it is charming. Contact us today to schedule your private tour and experience the allure of Beach living firsthand. Your dream home awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | $375 | $375 | $375 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,436 | $2,571 | $3,430 |
| Total Monthly Payment | $2,903 | $3,038 | $3,897 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.