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Remarks: Tucked off a quiet, town-maintained road, this Cape Cod–style home is a rare blend of comfort, privacy, & natural beauty. With 3+ bedrooms and 3 baths, it’s thoughtfully designed for everyday living as well as unforgettable gatherings with family and friends. Step inside to an inviting living room where vaulted ceilings and sliding doors open to the back patio, framing serene views and filling the space with light. A wood stove adds warmth on chilly evenings, while the primary suite also connects directly to the back patio for a seamless indoor–outdoor lifestyle. A second first-floor suite offers flexibility for guests or multigenerational living. At the heart of the home, the granite-accented eat-in kitchen invites both lively holiday cooking and quiet mornings with coffee. A mudroom/laundry room adds convenience. The finished basement expands the living space, featuring a family room with rich custom woodwork. A 2-car garage area, currently reimagined as a rec room, opens endless possibilities for hobbies and games. Outdoors, the property unfolds as a private sanctuary on 57+/- acres. Wander wooded trails, fish or swim in your pond, or relax by the year-round stream. A stone patio, and a deck invite you to savor the changing light and seasons. The detached garage with second-floor storage and separate workshop, both with electric, offer ideal spaces for woodworking, art, or recreation. Though blissfully private and hidden from the road, the home is conveniently close to Franklin, Delhi, and Oneonta, with Cooperstown a short drive away. Small-town charm, boutique shops, and restaurants are all within reach—yet you’ll always return to the serenity of your retreat. Create your memories here – holiday gatherings with everyone packed into the kitchen cooking together, and long days unplugged—hiking, puzzles, snowball fights, or swinging in a hammock between the pines. Each season offers its own magic: spring blooms and hummingbirds, summer hikes and fishing, autumn’s fiery colors, and peaceful snow-covered winters.
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Our Executive Mortgage Banker:
Our Insurance Division:
$610,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $488,000 | $488,000 | $488,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.522% |
| Monthly Tax Payment | $805 | $805 | $805 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,733 | $2,923 | $3,923 |
| Total Monthly Payment | $3,630 | $3,820 | $4,820 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.