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Welcome to this beautifully updated 3-bedroom, 2. 5-bathroom ranch home, nestled on 1. 12 acres, and located on a picturesque, scenic road in Ridgefield. This light and bright home offers the perfect blend of comfort and convenience. Just moments away from Branchville, you'll have easy access to the train station, elementary school, local restaurants, and shops. Step inside and you are greeted by the light-filled living room with fireplace and the dining room, perfect for everyday gathering and dining, yet spacious enough for entertaining. The fully renovated kitchen features a large island with seating, quartzite counters, a farm sink, top-end appliances, white cabinetry, a pantry closet, and under-counter lighting. Sliding doors lead you to the deck overlooking the stunning and private back yard, with a cozy fire pit, stone outcroppings, mature trees, and a level lot bordering a nature preserve available for hiking and exploring. Primary bedroom features built-in wardrobe cabinetry, an en-suite bathroom with double sinks, a large walk-in shower, and modern cabinetry. Two bedrooms and a full hall bath complete the main level, featuring spacious closets and hardwood floors. Downstairs, the finished lower level provides a family room/playroom, half bathroom, laundry, mud room with custom cabinets, mechanical rooms, sliders to a screened-in porch, plus a two-car garage and an electric charger. Minutes away from Ridgefield restaurants, shopping, arts & culture.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | 11.0 x 14.0 | Main |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | 11.0 x 12.0 | Main |
| Dining Room | Balcony/Deck,Sliders,Hardwood Floor | 11.0 x 11.0 | Main |
| Kitchen | Remodeled,Balcony/Deck,Quartz Counters,Island,Hardwood Floor | 11.0 x 12.0 | Main |
| Living Room | Bay/Bow Window,Built-Ins,Fireplace,Hardwood Floor | 17.0 x 18.0 | Main |
| Other | Built-Ins | 9.0 x 8.0 | Lower |
| Primary Bedroom | Built-Ins,Full Bath,Hardwood Floor | 11.0 x 15.0 | Main |
| Rec/Play Room | Built-Ins,Half Bath,Sliders | 19.0 x 12.0 | Lower |
| Sun Room | 12.0 x 15.0 | Lower |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $727 | $727 | $727 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,730 | $3,884 | $5,180 |
| Total Monthly Payment | $4,549 | $4,703 | $5,999 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.